Account Recovery

DECEMBER 14, 2020

uperlative RM (SRM) is proud to support the Pleasant Grove Jr. Eagles (PGJE) Football and Cheer Association with a donation toward sporting equipment upgrades for their 2020/2021 season. We believe in supporting our local community and providing the youth with opportunities to participate in sports is just one way that we are able to help … The post Superlative RM Donates to Local Youth Sports Association appeared first on AccountsRecovery.net.

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Nerd Wallet

DECEMBER 14, 2020

It took a pandemic to convince Americans to take saving money seriously. For years, Americans set aside 7%-8% of their income. In a knee-jerk reaction to COVID-19, people stashed cash at a historic level. According to the U.S. Bureau of Economic Analysis, in April 2020, the personal savings rate exploded to over 33%. That rush. Hal M. Bundrick, CFP writes for NerdWallet.

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Account Recovery

DECEMBER 14, 2020

The Attorney General of California has unveiled a new set of modifications to the California Consumer Privacy Act (CCPA), including the requirement that companies add an opt-out button on their websites giving individuals the opportunity to opt out of having their personal information sold to third parties. This is fourth set of modifications issued related … The post California AG Issues New Modifications to CCPA appeared first on AccountsRecovery.net.

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Credit Corp

DECEMBER 14, 2020

Why does the credit repair industry exist? It’s actually pretty simple. As long as data is being collected for credit reports, there’s room for mistakes. And those mistakes can have a big impact. They could be the difference in someone qualifying for different credit lines or not. So credit repair, consumer credit and credit bureaus—they’re all tied together.

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Financial Institution Lender Consumer Credit Creditors 106

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

DECEMBER 14, 2020

The Chief Justice of North Carolina’s state courts has announced a 30-day postponement of all non-essential, in-person court proceedings starting today, as a result of a “surge” in the number of COVID-19 cases in the state. Already, more than half of the state’s county courthouses have been partially or completely closed because of COVID-19 exposure, … The post N.C.

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Account Recovery

DECEMBER 14, 2020

In a case that was defended by Malone Frost Martin, with local representation from Lippes Mathias Wexler Friedman, A District Court judge in New Jersey has granted a defendant’s motion to dismiss after it was sued for violating the Fair Debt Collection Practices Act because it was not allegedly clear enough in a collection letter … The post N.J.

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Fair Debt Collection Collections 246

Nerd Wallet

DECEMBER 14, 2020

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of the $300 tax deduction for charitable contributions made in 2020, and how to make your donations go further. Then we pivot to this week’s question from Chris, who asks: “Should I empty my savings. Liz Weston writes for NerdWallet.

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Student loans Student Loans Loans 103

Account Recovery

DECEMBER 14, 2020

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

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Credit Corp

DECEMBER 14, 2020

Whether you have medical debt, credit card debt or unpaid student loans , getting calls or letters from debt collection companies can be frustrating. But it’s especially frustrating if your debt is several years old. If you have debt on your credit reports or are getting calls from a collection agency, you might wonder how long a debtor can try to collect these debts—and how long it can affect your credit score.

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Debt collector Collections Judgment Collection Agencies 98

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Collections

Account Recovery

DECEMBER 14, 2020

ANOTHER COURT RULES TCPA’S ATDS PROVISION INVALID BETWEEN 2015 AND 2020 Another district court — this time in Florida — has granted a motion to dismiss a Telephone Consumer Protection Act case by ruling that the statute was unconstitutional between 2015 and 2020, joining other courts in Louisiana and Ohio in determining that it lacked … The post Daily Digest.- December 14.

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Credit Corp

DECEMBER 14, 2020

Brenda Woods didn’t want to move and leave the garden she had tended for 40 years. But the roof was falling in. And her bank wouldn’t give her and her husband Larry a loan to buy a replacement home. Brenda’s still tending her garden, though, thanks to a second-chance loan from the New Hampshire Community Loan Fund-a Community Development Financial Institution (CDFI).

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Account Recovery

DECEMBER 14, 2020

Another district court — this time in Florida — has granted a motion to dismiss a Telephone Consumer Protection Act case by ruling that the statute was unconstitutional between 2015 and 2020, joining other courts in Louisiana and Ohio in determining that it lacked subject matter jurisdiction to determine whether calls made to an individual’s … The post Another Court Rules TCPA’s ATDS Provision Invalid Between 2015 and 2020 appeared first on AccountsRecovery.net.

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Debt Recoveries

DECEMBER 14, 2020

Hi, my name is Adam Stewart, Debt Collection Expert and owner of Debt Recoveries Australia.I want to share some quick ways you can increase your cash flow and at the same time, reduce your account receivables. I always say, cash is king in any business. You can be profitable and still go bankrupt because of cash flow problems. Cash flow is having the right amount of cash in the right places at the right time, every time.

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Debt Recovery Collection Agent Debtor Collection Agencies 98

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Nerd Wallet

DECEMBER 14, 2020

Hotel credit cards can, of course, earn you points to put toward complimentary stays. But some of the best products in this category go further, offering an automatic free night each year to cardholders, separate from any points you’ve earned. Or, in lieu of an outright free night award, other cards may offer “paths” to this. Erin Hurd writes for NerdWallet.

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Fico Collections

DECEMBER 14, 2020

Decision optimization is becoming a core technology in financial services, because of its ability to deliver substantial increases in profit for specific strategies, driving the business forward in a systematic fashion. In this short video, Marc Drobe of FICO explains how decision optimization works. As Mark explains, decision optimization can be described as a mathematical optimization process to develop better decision strategies.

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Financial services Trade Loans 81

Nerd Wallet

DECEMBER 14, 2020

The holiday season is here, but it’s likely that your traditions won’t be quite so traditional this year. The coronavirus pandemic has impacted many facets of our lives, and the holidays are no exception: More than two-thirds (68%) of Americans who had December holiday travel plans say these plans have been affected by the pandemic, Erin El Issa writes for NerdWallet.

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Consumer Finance

DECEMBER 14, 2020

On December 15, 2020, the Consumer Financial Protection Bureau released a panel report as part of its rulemaking process under Dodd-Frank Act Section 1071 governing the collection and reporting of small business lending data.

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Collections Government 80

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Collections

Nerd Wallet

DECEMBER 14, 2020

Exchanging gifts with loved ones can make the holiday season memorable, but an expensive gift gone missing will be remembered for all the wrong reasons. So before you waltz out of a jewelry store with a $5,000 necklace, make a plan to insure it. A good guideline to follow: If you purchase a gift above. Ben Moore writes for NerdWallet. Email: bmoore@nerdwallet.com.

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Fico Collections

DECEMBER 14, 2020

As noted in my 2021 debt collection predictions , and in previous posts, what we are experiencing is nothing less than a debt tsunami. Just as an actual tsunami is a series of waves caused by the displacement of a large volume of water, a debt tsunami is a series of consumer arrears drivers affecting the credit portfolio of a large body of creditors.

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Creditors Collections Banks Loans 52

Nerd Wallet

DECEMBER 14, 2020

The 2021 first-quarter bonus categories for the Chase Freedom® and Chase Freedom Flex? will cover a range of spending on stay-at-home activities and household essentials. From Jan. 1 through March 31, 2021, cardholders will earn 5% cash back on up to $1,500 in combined spending on: Wholesale clubs (like Sam’s Club, Costco and BJ’s). Cable, internet and phone.

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TCPA

DECEMBER 14, 2020

The Southern District of Florida recently dismissed a TCPA claim sua sponte for lack of subject matter jurisdiction, finding that the plaintiff had not alleged a concrete injury-in-fact. See Perez v. Golden Trust Insurance, Inc., 470 F. Supp.

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Nerd Wallet

DECEMBER 14, 2020

Marriott Bonvoy members know that they can use their points for free stays at Marriott. But there’s another use for Marriott Bonvoy points: booking flights. Marriott, like other hotel loyalty programs, allows members to convert points to airline miles. But unlike other hotel programs, Marriott partners with a whopping 42 airline transfer partners and offers.

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McLane

DECEMBER 14, 2020

This order is offered for educational purposes only. References to law and rules may not be current or accurate. Counsel must evaluate whether the order has utility in a given case. I am always happy to try to answer general questions of fellow counsel about law and practice and can be reached via the information below. Ralph F. Holmes McLane Middleton. ralph.holmes@mclane.com (603) 628-1409 (office) (857) 278-0019 (cell).

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Education 52

Nerd Wallet

DECEMBER 14, 2020

For the last three years that I’ve been a digital nomad, I’ve traveled from one exciting location to another on miles and points. I started the year off well: I spent New Year’s in Koh Tao, Thailand, and flew Japan Airlines business class from Singapore to Tokyo and from Tokyo to New York in January. I. Elina Geller writes for NerdWallet. Email: egeller@nerdwallet.com.

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McLane

DECEMBER 14, 2020

The MA and NH Trust Codes offer trustees important opportunities to reduce the statutes of limitations/repose (SOL) for actions to contest trust validity. For a revocable trust that becomes irrevocable at death, the default limitations/repose period for contesting trust validity is one year in MA and three years in NH, both running from the settlor’s date of death.

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Credit Unions