Account Recovery

JULY 29, 2020

A healthcare provider in Rhode Island has agreed to pay a fine of more than $1 million for alleged violations of the Health Insurance Portability and Accountability Act (HIPAA) after an employee’s laptop computer was stolen and the protected health information (PHI) of more than 20,000 individuals was compromised. The problem for the provider — … The post HHS Fines Provider $1M For Not Encrypting Data on Stolen Laptop appeared first on AccountsRecovery.net.

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Healthcare 208

Sawin & Shea

JULY 29, 2020

One of the things that people hear about bankruptcy is that it usually doesn’t discharge some debts owed to the government, like taxes. Even if you have a large burden of tax debt that is making it extremely difficult to reconcile your finances, bankruptcy can’t always help. However, here is some good news: You actually can eliminate and/or get some immediate relief from some tax debts in bankruptcy under certain circumstances.

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Bankruptcy Chapter 7 bankruptcy Government Collections 124

Account Recovery

JULY 29, 2020

The Court of Appeals for the Seventh Circuit has upheld the dismissal of a Fair Debt Collection Practices Act case in which a collection agency was accused of engaging in unfair or unconscionable means of collecting on debts because it reported those debts separately to a consumer reporting agency that the plaintiffs argued should have … The post Appeals Court Upholds Dismissal of FDCPA Suit Over Reporting Multiple Debts Separately appeared first on AccountsRecovery.net.

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Fair Debt Collection Collection Agencies Collections Agency Collections 173

Nerd Wallet

JULY 29, 2020

Tuition bills are coming due, and while millions of students across the country are weighing the risks of going back to college in the middle of a pandemic, the most financially strapped students carry an added burden of dwindling aid. For Americans living in the lowest income brackets, college represents a way up the socioeconomic. Elizabeth Renter is a writer at NerdWallet.

Student loans 115

Student loans Student Loans Loans 115

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

JULY 29, 2020

A consumer finance lender that caters to Latino immigrants has agreed to dismiss all pending collection lawsuits it has filed and committed to filing 60% fewer cases in the future after consumer advocates and journalists started asking the company questions about its collection practices. Oportun also announced it would cap its interest rate on all … The post Lender Dismisses Collection Lawsuits, Vows to File Fewer After Practices Questioned appeared first on AccountsRecovery.net.

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Lender Collections 173

Account Recovery

JULY 29, 2020

APPEALS COURT UPHOLDS DISMISSAL OF FDCPA SUIT OVER REPORTING MULTIPLE DEBTS SEPARATELY The Court of Appeals for the Seventh Circuit has upheld the dismissal of a Fair Debt Collection Practices Act case in which a collection agency was accused of engaging in unfair or unconscionable means of collecting on debts because it reported those debts … The post Daily Digest – July 29.

Lender 174

Lender Fair Debt Collection Collections Collection Agencies 174

Fico Collections

JULY 29, 2020

Financial Cliff: Desperate Times. The hopes of a fairly speedy return to a ‘Covid-normal’ in Australia have been dashed as Victoria has entered a second wave of infections. There is further evidence overseas that future spikes will continue to occur as countries attempt to relax restrictions. This all points to the likelihood of a protracted period of economic uncertainty as governments act to contain outbreaks when, and where, they appear.

Banks 95

Banks Loans Foreclosure Lender 95

Account Recovery

JULY 29, 2020

The Court of Appeals for the Eleventh Circuit has vacated a lower court’s dismissal of a Fair Debt Collection Practices Act suit in which the plaintiff claims the defendant overshadowed the validation notice, but only because it wants the District Court to dismiss the charges because the plaintiff lacks subject matter jurisdiction and not because … The post Appeals Court Vacates Dismissal of FDCPA Suit, But Only To Dismiss it For Other Reasons appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 147

Dear Debt

JULY 29, 2020

Right now we’re constantly hearing about “unprecedented times” and “uncertainty”. There are more question marks than answers. Legislation is in limbo. A major concern for many of us is money.… Related Posts: 10 Signs You Have a Toxic Relationship With Credit. 5 Gifts for the Money Nerds in Your Life. Dear Debt, We're Here Again. Student Loans Dictated My Life Choices — Until I Fought Back. cash-currency-dollar-finance-585292.

Student loans 88

Student loans Student Loans Loans 88

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Collections

Nerd Wallet

JULY 29, 2020

Note: As you plan travel during the coronavirus pandemic, please check the CDC and State Department websites for current guidance and travel restrictions. Hilton is not only one of the largest hotel brands in the world, but it also has one of the best loyalty programs of any hotel chain. Below are some of the many benefits to joining Hilton’s. Josh Garber is a writer at NerdWallet.

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Consumer Finance

JULY 29, 2020

Chairwoman Waters, Ranking Member McHenry, and Members of the Committee, thank you for this opportunity to provide you with an update on the CFPB’s important work. I appear before you as the country is engaged in a national conversation on racial inequality and confronting the unprecedented pandemic.

Financial services 53

Financial services 53

Nerd Wallet

JULY 29, 2020

As the coronavirus pandemic took hold early this spring and markets plunged, a wave of Americans saw an opportunity to start investing. But one expert says this new herd is making some old mistakes — namely, chasing hot stocks. “I’ll say it: Individual stocks are terrible investments for people just starting out,” Christine Benz, the. Kevin Voigt is a writer at NerdWallet.

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FFGN COLLECT NY

JULY 29, 2020

Many small business owners form corporations and limited liability companies to personally insulate themselves from the obligations and debts of their business. Requiring the owner or officer of a company to enter a personal guarantee provides protection against the insulation a corporation or limited liability company provides. Many companies who sell products, especially on credit, require their corporate customers to execute both a credit application and a personal guarantee.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Nerd Wallet

JULY 29, 2020

Hilton enthusiasts already appreciate The Hilton Honors American Express Business Card for its high points bonuses. But with the ability to earn award room nights and quickly gain elite status, casual Hilton hotel guests can find value in this card as well. Business travelers, especially, can optimize the perks of this card to receive even more. Amanda Johnson is a writer at NerdWallet.

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On Guard

JULY 29, 2020

The influence of data-driven organisations on daily practice. Organisations continuously collect data, which is a great way of gaining insight into their consumer base. Although there can be indecision around how to act on the data collected, one thing is for sure: it enables organisations to help their customers better and faster. The more insight a company has about its customers, the better it can assess their needs – and the more informed its actions will be.

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Collections 52

Nerd Wallet

JULY 29, 2020

The American Express® Green Card can be a valuable companion for foodies and globe-trotters. The charge card offers rich rewards on restaurant spending worldwide and on eligible travel and transit expenses, not to mention lucrative annual credits that alone can offset the card’s $150 annual fee. And you can rake in even more value if you. Melissa Lambarena is a writer at NerdWallet.

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Troutman Sanders

JULY 29, 2020

On July 23, 2020, the Senate unanimously passed S. 3841. This bill protects stimulus funds provided under the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) from being garnished by private debt collectors. This protection is similar to how Social Security payments are barred from garnishment. S. 3841 was first introduced by a bipartisan group of Senators – Chuck Grassley (R-IA), Sherrod Brown (D-OH), Ron Wyden (D-OR), and Tim Scott (R-SC).

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Debt collector Garnishment Financial Institution Banks 52

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Collections

Nerd Wallet

JULY 29, 2020

You don’t necessarily have to be a frequent flyer or business traveler to enjoy the perks of United Airlines lounges. Even if you’re a casual flyer looking to access one of the 45-plus United lounges around the world, here are five things you should know. 1. What to expect at United lounges Visiting a United. Keith M. Rosso is a writer at NerdWallet.

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Fico Collections

JULY 29, 2020

During the COVID-19 lockdown I decided to play poker with some friends and it got me thinking about how quickly fortunes can shift. In poker, a game can change significantly with the fourth community card laid out by the dealer. This card is known as ‘the Turn’ because it can and will turn the tide of the hand. So it got me thinking, is COVID-19 ’the Turn’ ?

Education 52

Education Manufacturing Collateral Acquisition 52

Burr Forman

JULY 29, 2020

A copy of the Allan opinion discussed herein can be found here. This summer has been jam packed with Telephone Consumer Protection Act (TCPA) developments. The Federal Communications Commission (FCC) issued a decision finding that peer-to-peer text messaging systems were exempt from the statue’s reach, using certain language that may be helpful in arguing to exclude other types of technology. [1] The U.S.

Student loans 40

Student loans Student Loans Education Loans 40