Thu.Feb 02, 2023

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CFPB Proposes Rule to Cap Credit Card Late Fees

Account Recovery

The Consumer Financial Protection Bureau yesterday issued a proposed rule seeking to lower credit card late fees at $8, bring an end to the automatic inflation adjustment that occurs annually, and cap late fees at 25% of the minimum payment owed by the cardholder. The proposal would save consumers as much as $9 billion per … The post CFPB Proposes Rule to Cap Credit Card Late Fees first appeared on AccountsRecovery.net.

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6 Cruises Where You Don’t Need a Passport

Nerd Wallet

Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com. The article 6 Cruises Where You Don’t Need a Passport originally appeared on NerdWallet.

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NCLC Releases Update to Book Helping Consumers Get out of Financial Trouble

Account Recovery

The National Consumer Law Center has released an update to its book, “Surviving Debt,” which aims to serve as a financial guide for consumers and includes chapters on responding to debt collectors and dealing with collection lawsuits. The book costs $20 and is available by clicking here. Other chapters in the book are: Six essential … The post NCLC Releases Update to Book Helping Consumers Get out of Financial Trouble first appeared on AccountsRecovery.net.

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What Fed Rate Increases in 2023 Mean for Savings Accounts

Nerd Wallet

Margarette Burnette writes for NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. The article What Fed Rate Increases in 2023 Mean for Savings Accounts originally appeared on NerdWallet.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Daily Digest – February 2. Getting to Know Heather Radcliffe of Resident Interface; Judge Grants MSJ in FDCPA Case Over Settlement Offer

Account Recovery

GETTING TO KNOW HEATHER RADCLIFFE OF RESIDENT INTERFACE It seems like there is a connection between Heather Radcliffe ending up in the accounts receivable management industry and he desire to work with animals or in nursing if she had to choose a different career path, doesn’t it? Taking care of people is in her DNA … The post Daily Digest – February 2.

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Getting to Know Heather Radcliffe of Resident Interface

Account Recovery

It seems like there is a connection between Heather Radcliffe ending up in the accounts receivable management industry and he desire to work with animals or in nursing if she had to choose a different career path, doesn’t it? Taking care of people is in her DNA and it’s that kind of attentiveness and care … The post Getting to Know Heather Radcliffe of Resident Interface first appeared on AccountsRecovery.net.

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Smart Money: Overcoming Structural Challenges

Nerd Wallet

Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. The article Smart Money: Overcoming Structural Challenges originally appeared on NerdWallet.

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Judge Grants MSJ in FDCPA Case Over Settlement Offer in Letter

Account Recovery

In a case that was defended by Cooper Walker and the team at Frost Echols, a District Court judge in New York has granted a defendant’s motion for summary judgment, ruling a plaintiff lacked standing to pursue a Fair Debt Collection Practices Act case because she did not suffer a concrete injury after receiving a … The post Judge Grants MSJ in FDCPA Case Over Settlement Offer in Letter first appeared on AccountsRecovery.net.

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Small-Business Tax Changes and Tips to Know in 2023

Nerd Wallet

Rosalie Murphy writes for NerdWallet. Email: rmurphy@nerdwallet.com. The article Small-Business Tax Changes and Tips to Know in 2023 originally appeared on NerdWallet.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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CMS Publishes Final Rule Increasing Government Authority to Recover Overpayments from Medicare Advantage Plans

Troutman Sanders

On February 1, the Centers for Medicare & Medicaid Services (CMS) published a final rule strengthening their authority to recover alleged overpayments made to Medicare Advantage plans. The rule formalizes the Medicare Advantage Risk Adjustment Data Validation (RADV), which CMS uses to risk-adjust payments made by CMS to a Medicare Advantage Organization (MAO).

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How to Safely Use Payment Apps

Nerd Wallet

Kimberly Palmer writes for NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. The article How to Safely Use Payment Apps originally appeared on NerdWallet.

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Virginia Considering Legislation to Permit Remote Work for Employees of Licensed Mortgage Lenders and Brokers

Troutman Sanders

Following a trend started during the COVID pandemic, Virginia State Delegate Bill Wiley (R) introduced a bill , HB 2389 in the current legislative session of the Virginia General Assembly that would allow employees of a Virginia-licensed mortgage lender or broker (licensee) to work at an unlicensed remote location upon certain conditions being met. Specifically, the bill would amend Virginia’s Mortgage Lenders and Mortgage Brokers law (Va.

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What Does Intestate Mean?

Nerd Wallet

Dalia Ramirez writes for NerdWallet. Email: dramirez@nerdwallet.com. The article What Does Intestate Mean? originally appeared on NerdWallet.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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Amended TCPA Exemptions Rule Published

Troutman Sanders

As previously reported here , the Federal Communications Commission (FCC) issued a proposed rule specifying that to be exempt from the Telephone Consumer Protection Act’s (TCPA) consent requirements callers would be limited to three prerecorded non-commercial, non-telemarketing, or non-profit calls per 30 days, or three calls per week (one per day) for healthcare-related calls, and would need to include an opportunity to opt out of prerecorded calls as part of the message.

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Delta AmEx Cards Give Permanent 15% Off Award Travel, Increased Bonus Offers

Nerd Wallet

Delta Announces Higher Elite Status Qualifications Among Other Changes Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com. The article Delta AmEx Cards Give Permanent 15% Off Award Travel, Increased Bonus Offers originally appeared on NerdWallet.

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Commercial Financing Regulatory Developments

Troutman Sanders

Please join Troutman Pepper Partner Chris Willis and his colleagues Associates Caleb Rosenberg and Josh McBeain as they discuss commercial financing regulatory developments, specifically what is happening in both legislatures and regulatory agencies to extend consumer-like protections to business borrowers. Caleb Rosenberg focuses his practice on helping banks, fintech companies, finance companies, and licensed lenders navigate regulatory risks posed by state and federal laws.

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How Long It Takes to Charge an Electric Car

Nerd Wallet

Kurt Woock writes for NerdWallet. Email: kwoock@nerdwallet.com. The article How Long It Takes to Charge an Electric Car originally appeared on NerdWallet.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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How Organizations with Decisioning Platforms Win

Fico Collections

Home Blog FICO How Organizations with Decisioning Platforms Win Robust decisioning platforms will enable enterprises to develop better customer experiences and faster time-to-market FICO Admin Tue, 02/18/2020 - 14:57 by Bill Waid Chief Product and Technology Officer expand_less Back To Top Thu, 02/02/2023 - 16:00 While developing a robust decisioning platform strategy can be complex, the impact has proven to offer strong payback aside from the market attribution.

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5 Things to Know About the Verve Credit Card

Nerd Wallet

Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com. The article 5 Things to Know About the Verve Credit Card originally appeared on NerdWallet.

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North by Northwest: Achieving Efficiency through Expertise

NCBA Law Practice Management Blog

There’s been lots of talk over the last few years about law firm efficiency. And so , some folks address the value of workflows. And, others talk about how important it is to generate metrics around efficiency. And, then there’s the pressure coming from clients fed up with the inefficiencies inherent in traditional law practice and law firm billing.

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Medicare Late Enrollment Penalties: Costs and Who Owes Them

Nerd Wallet

Alex Rosenberg writes for NerdWallet. Email: arosenberg@nerdwallet.com. Twitter: @AlexPRosenberg. The article Medicare Late Enrollment Penalties: Costs and Who Owes Them originally appeared on NerdWallet.

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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CSA statement on Times reporting in respect of the installation of energy pre-payment meters

CSA

Commenting on the Times reports on 2 February regarding the installation of pre-payment meters on behalf of British Gas, a CSA spokesperson said : “The allegations set out by the Times must be taken seriously because policies to protect the most vulnerable in society need to be adhered to. The CSA expects that people should be treated fairly at every stage of the collections process - and offered help and the support which is available.

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5 Things to Know about the REI Co-op Mastercard

Nerd Wallet

Caitlin Mims writes for NerdWallet. Email: cmims@nerdwallet.com. The article 5 Things to Know about the REI Co-op Mastercard originally appeared on NerdWallet.

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Nationwide Travel Insurance Review

Nerd Wallet

Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article Nationwide Travel Insurance Review originally appeared on NerdWallet.

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Cathay Pacific vs. Singapore Airlines

Nerd Wallet

JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article Cathay Pacific vs. Singapore Airlines originally appeared on NerdWallet.

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How To Break Digital Transformation Barriers And Accelerate AI Adoption

Speaker: Anna Tiomina, MBA

AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?