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Enhancing Credit Management with Automation and Real-Time Data

Qualco

Credit Lifecycle Automation & Open Banking Emerging technologies and the increased availability of data resources empower lenders to make informed credit decisions and offer improved services to a wider group of customers. By Guy Statter , Country Manager, UK & Ireland at QUALCO.

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4 Ways to Stop Living Paycheck-to-Paycheck

Debt Guru

For example, when you’re just starting out, take steps to remove the temptation to spend by unsubscribing from sales emails that encourage you to visit your favorite retailer online. Pay down your debt. If you’re trying to pay off debt, it’s hard to save much with each paycheck. You need to get a handle on all your debts.

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5 Simple Cuts to Curb Your Spending

Debt Guru

That barrage of messages from your favorite retailers, letting you know about their current promotions or latest gear makes it all too easy to click through and make a purchase on an item you didn’t know you needed. Give your lender a call to ask about a lower interest rate. The same goes for marketing emails.

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Meet Our 2022 FICO Decisions Awards Judges

Fico Collections

Armando Junior, general manager, risk and compliance at Dock (previous winner) . Armando has over 15 years of experience in financial services with a specialization in credit products for large lenders. Armando has worked as a lead consultant on transformation projects across private, retail and wholesale banking.

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Delivering Trust for Risk-Aware Telcos - Using Data and Analytics

Fico Collections

Telecommunication, in common with all lenders, know they’re operating in a highly aggressive market – but want successful risk-aware, customer acquisition programmes to retain and grow market share, while maximizing profit. Tim has over 15 years' experience spanning banking, finance, retail and marketing analytics.

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Meet Our 2021 FICO Decisions Awards Judges

Fico Collections

Tiffani Montez is a retail banking senior analyst at Aite Group covering digital channel interactions, marketing analytics, artificial intelligence, conversational banking, and financial wellness. Tiffani Montez, analyst at Aite. by Nikhil Behl.

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Digital Debt Collection Trends in 2023 - From Culture to Strategies

Fico Collections

Together, we explored the current state of digital receivables management at banks and our forecasts. How Is Debt Management Culture Changing? Lenders are also taking a lighter touch when in the past they might have sent someone into collection earlier. Photo courtesy gi Geldinstitute.