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Can I File for Bankruptcy Without a Lawyer?

Sawin & Shea

If you’re wondering “Can I file for bankruptcy without a lawyer?” Similar to seeking professional help for issues like car repairs, medical concerns, or plumbing troubles, bankruptcy lawyers possess specialized knowledge that proves invaluable in handling your financial situation. The post Can I File for Bankruptcy Without a Lawyer?

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Supreme Court Excludes Non-Judicial Foreclosure From FDCPA

BN Lawyers

McCarthy & Holthus, LLP, holding that that business engaged solely in non-judicial foreclosure activities are generally exempt from the Fair Debt Collection Practices Act, 15 U.S.C. It is unclear what impact the decision on the debt collection and foreclosure industry beyond the limited facts of the case, but as in Henson v.

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What is an Emergency Bankruptcy Filing?

Sawin & Shea

Some situations in which an individual may want to consider filing for emergency bankruptcy include: Wage garnishment Creditors levying your bank accounts or property An impending home foreclosure sale Imminent car repossession. Contact a Bankruptcy Lawyer. Unsure of Whether to File for an Emergency Bankruptcy?

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Need to Know About Debt Negotiation and Settlement?

Sawin & Shea

Bankruptcy will wipe out credit card debt, medical bills, and personal loans, but will not eliminate primary obligation debt; things like student loans, child and spousal support, and newer tax debt. Bankruptcy can also stop or delay a home or mortgage foreclosure, stop collection actions, stop garnishments and lawsuits.

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Sixth Circuit Decision Highlights the Risk of Initiating Collection Remedies During the FDCPA’s Validation Period

BN Lawyers

Section 1692g(a) of the FDCPA mandates the sending of a “validation” notice within five days of a debt collector’s initial communication with a consumer. A debt collector is free to collect during the thirty-day period as long as it does not overshadow or contradict the consumer’s thirty-day rights. In Scott v.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

Whatever you’re dealing with, late payments, collections, charge-offs, or foreclosures, the following techniques can clean up your credit quickly. your own lawyer to fight on your behalf. Foreclosures. In fact, you can remove something from your credit history before seven years pass. Ask Lex Law for Help. Charge Offs.

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10 Common Questions About Bankruptcy

Debt Free Colorado

Find Out the 10 Common Questions About Bankruptcy with Colorado Bankruptcy Lawyers. For instance, it may permit the restructuring of debts due to “secured” creditors, or creditors who have an interest in assets like a mortgage or a car loan, but it typically won’t abolish those debts.