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Dealing with Debt Collectors

Debt Free Colorado

In this article we will answer the question: What can debt collectors do to you? Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

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Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. Table of Contents.

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How To Remove Penn Credit from Your Credit Report

Better Credit Blog

Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? If you forgot to pay a bill or you’ve gotten behind on payments to a lender or service provider, it can have some nasty effects on your credit. It’s been in the business of collecting on consumer debts since 1987.

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How to Remove Capital One Collections From Your Credit Report

Better Credit Blog

Instead, you now owe the money to the third-party debt collector. If the entry is listed as a “collection” or it’s simply listed as “delinquent,” you’re more than likely going to have to deal with Capital One as the debt collector. Why would this kind of debt settlement work?

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Top Five Compliance Questions Answered by TrueAccord Compliance & Collections Professionals

True Accord

Fortunately, the knowledgeable team at TrueAccord is here to help break down some of the top questions around compliance in the collections industry. The Questions: What are the major regulations lenders need to know about? What are the top challenges that you see ahead for compliance in collection?

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How To Remove Ad Astra Recovery Services, Inc. From Your Credit Report

Better Credit Blog

Send a Debt Validation Letter. The FDCPA gives you 30 days to get your debt validated, a benefit you should absolutely take advantage of. The law states that debt collectors cannot seek repayment for a debt without providing evidence if it is requested. Work with a credit repair company. Bankruptcy. Identity fraud.

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How To Remove MBA Law Offices/CAPIO from Your Credit Report

Better Credit Blog

The company is affiliated with Capio Partners, another collections agency, so you may see an entry referencing both agencies on your report. Sometimes, debt collectors are employed by businesses to call, send letters, and process payments from customers with late payments. How Does MBA Law Offices/Capio Work?