Remove Debt collector Remove Fair Debt Collection Remove Garnishment Remove Third-party Debt Collectors
article thumbnail

Dealing with Debt Collectors

Debt Free Colorado

In this article we will answer the question: What can debt collectors do to you? Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

article thumbnail

Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Having debt in collections can be downright overwhelming, especially when debt collectors bombard you with dozens of phone calls. Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. Table of Contents.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Remove Capital One Collections From Your Credit Report

Better Credit Blog

Instead, you now owe the money to the third-party debt collector. If the entry is listed as a “collection” or it’s simply listed as “delinquent,” you’re more than likely going to have to deal with Capital One as the debt collector. Why would this kind of debt settlement work?

article thumbnail

Can a Collection Agency Report to the Credit Bureau Without Notifying You?

Credit Corp

Knowing illegal debt collection practices can help identify when you’re being treated unfairly. The Fair Debt Collection Practices Act is a federal law that protects consumers against certain unfair collection practices. It does not come into play for creditors collecting their own debts.

article thumbnail

How To Remove McCarthy Burgess & Wolff From Your Credit Report

Better Credit Blog

Collection entries do both short term and long term damage to your score, staying on your report for seven years, whether you make a payment or not. With the solutions below, you can get a debt collector off your call list and your credit report in a few weeks’ time. Here’s how: Submit a debt validation letter.

article thumbnail

How To Remove PMAB LLC From Your Credit Report

Better Credit Blog

When your bills go unpaid for a few months, they may be turned over to a debt collections agency like PMAB LLC. Debt collectors either purchase debts at a discount from lenders and service providers, or they work for the company to collect the debt, earning a percentage of the payment.

article thumbnail

How To Remove A1 Collections From Your Credit Report

Better Credit Blog

Demand Proof of the Debt. The Fair Debt Collection Practices Act provides you with yet another advantage, the ability to ask collections agencies to provide validation that you owe what they claim you do. Hire a Professional to Help Out with A1 Collections. No one likes dealing with debt collectors.