Troutman Sanders
APRIL 17, 2023
District Court for the Southern District of Florida arguing that the Equal Credit Opportunity Act’s (ECOA) prohibition on discrimination covers every aspect of an applicant’s dealings with a creditor, not just the specific terms of a loan (like the interest rate or fees).
Better Credit Blog
JANUARY 21, 2021
General Electric Capital Retail Bank, abbreviated as GECRB, is the former name for Synchrony Bank, and it’s probably on your report because you applied for a Synchrony card at some point in the past. The bank partners with numerous retailers to offer rewarding credit cards to shoppers. Foreclosures. Ask Lex Law for Help.
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Better Credit Blog
AUGUST 7, 2020
If you’ve come across the name SYNCB on your credit report, it’s probably because you applied for a credit card with the bank or one of its popular retail partners. The online bank is known for its extensive lineup of credit cards for popular retailers, including: Amazon. Foreclosure. What Is SYNCB? American Eagle. Charge offs.
FFGN COLLECT NY
JUNE 12, 2022
We represented a debt collection claim in 2016 to recover monies for goods sold and delivered, specifically leather goods sold to a retail shop in New York. A creditor who willfully violates an automatic stay exposes themselves to damages and punitive damage. A Cautionary Tale. The debtor did not pay. Violating an Automatic Stay.
Better Credit Blog
DECEMBER 31, 2020
While VCTRSSEC might sound unfamiliar, it represents a popular retailer: Victoria’s Secret. Comenity Bank is a premier producer of retail credit cards, partnering with 145 popular brands to offer credit cards to consumers. Foreclosures. If so, you may be wondering how it got there and what it means for your credit score.
Debt RR
DECEMBER 13, 2019
There are 35 major bankruptcies in 2019 so far, and over two-thirds happened in retail. Creditors usually send several notices prior to filing a complaint with the court. In fact, the creditor will need to show the court its attempts at collecting the debt and its notice of intent to sue in order to prove its case.
Better Credit Blog
DECEMBER 9, 2020
When you apply for a retail credit card from Best Buy, it can lead to a hard credit check and lower your score. Hard inquiries happen whenever you apply for funding from a bank, retailer, or lender. When you apply for a card, the creditor could request your Equifax, Experian, or TransUnion report, or a combination of the three.
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