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Cox & Engel paper critiques federal student loan program

Public Citizen

Engel have written Student Loan Reform: Rights Under the Law, Incentives Under Contract, and Mission Failure Under ED, Harvard Journal on Legislation, Forthcoming. Many student loan borrowers who could benefit from these rights are unaware they exist or are unable to exercise their rights.

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Secured vs Unsecured Debt: Everything You Need to Know

Sawin & Shea

And possibly the most common question people ask is credit card debt is secured or unsecured. Secured Debt in Bankruptcy A bankruptcy can discharge your underlying responsibility to pay the debt, but it does not do away with the creditors rights to the collateral they hold as security. What is the difference?

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Guest Post: An Unanticipated Regulator of the Future – Credit Averse Millennials

Consumer Financial Services Law

Professional firms in all industries saw a new “normal” come to life and creditors rights attorneys and their firms were no exception. Mark is a one of NARCA’s speakers on many of the creditor’s rights issues impacting NARCA members. NARCA's values are: Professional, Ethical, Responsible.

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They Didn’t Sign the Contract – Do We Still Have a Deal?

Jimerson Firm

When the deal is done and the parties shake hands, people are mostly optimistic that the other party will perform as agreed. It’s typically only when something goes wrong, that’s when the parties will look to the terms of the written agreement to determine who is liable.

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Dealing with Deceased Borrowers Since the 2016 Mortgage Servicing Rule

Jimerson Firm

The lender should perform a diligent search to identify potential successors in interest, which may include: (a) A search in the public records; (b) A search for open probate cases in the county where the property is located and in the county where the borrower resided; (c) Inspecting the property to identify any people in possession; and. (d)

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financial forensic report 8.16.2021

Financial Forensic Services

People or businesses file civil lawsuits because they’ve been damaged, and they’re entitled to recover their losses, plus interest, legal fees, and often are entitled to recover other costs of collection. History of the Judgment Enforcement Problem. Dickerson, CFE. This begs the question: Why?

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Mitigating Risks Associated with Hotel, Restaurant and Entertainment Industry Economic Challenges – Part 3: Commercial Mortgage Default Options Including Acceleration and Enforcement of Personal Guaranties

Jimerson Firm

Peoples Fed. Additionally, guaranties can either be coextensive with the underlying agreement (i.e., the full amount of the loan) or limit the liability of the guarantor to a specific amount. For example, in Kim v. & Loan Ass’n, 538 So. 2d 867, 869 (Fla.

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