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8 Ways to Consolidate Credit Card Debt 

Credit Corp

Debt consolidation allows you to take multiple debts and combine them into one, and you can do this with your credit card debt. Doing this makes managing the debt a little easier, and you may be able to get a lower interest rate. Table of Contents: What Is Credit Card Consolidation?

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Cosigner Responsibilities: When Is a Cosigner Liable for a Debt?

Sawin & Shea

If you have a co-signer associated with your debt or if you are a co-signer, you need to be aware of how financial liability works and what happens when the primary debtor declares bankruptcy. Fortunately, in this blog, we’ll unpack cosigner responsibilities when it comes to bankruptcy and debt.

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Secured vs Unsecured Debt: Everything You Need to Know

Sawin & Shea

It distinguishes between what are called ‘secured’ and ‘unsecured’ debts, which are terms you need to know before filing for bankruptcy. And possibly the most common question people ask is credit card debt is secured or unsecured. Secured vs Unsecured Debt: What’s the Difference? What is the difference?

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Debt After Death: 9 Things You Need to Know

Credit Corp

If beneficiaries can’t or won’t assume the loan, they can sell the property to settle the debt instead. If your loved one doesn’t have any beneficiaries listed on their will when they die, their mortgaged property may go into foreclosure. At that point, their bank will sell the property to recover the mortgage debt.

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Can You Reaffirm a Debt in Chapter 13?

Sawin & Shea

A Chapter 13 is a great way to help people get caught up on secured debt that they are behind on. We can help people re-organize secured debt in various ways to help people stop repossessions or foreclosure and get back on track with payments to keep those items. Next, the judge will assign a bankruptcy trustee to your case.

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Do Existing Debts Impact Your Credit Score When You Move Abroad?

Credit Corp

More importantly, will my existing debts impact my credit score in a new country? From renting a house to applying for credit cards, credit score plays a major role in availing basic amenities in a new country. I was worried if my credit score and credit card debts back home would hurt my credit score abroad.

Lender 94
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The Best Debt Consolidation Loans

Better Credit Blog

Whereas rates on credit cards can be 13-25%, average rates on personal loans are 14-18%,” says Toms. They can vary widely, however, from just over 4% annually (for people with exceptional credit) to 25% for people with poor credit.”. Best Debt Consolidation Loans. Other Lenders We Considered.