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Browse the Credit.com blog for tons of information on how credit works, how to repair or improve yours, and how to save money when dealing with credit or other parts of daily life. The Consumer Financial Protection Bureau. Disputing them in writing with the creditbureau. The Federal Trade Commission.
A good credit repair agency should start out by determining exactly which items they can help you with. Doing this typically requires a copy of a credit report from each creditbureau — TransUnion, Experian, and Equifax. A good creditcounselor should review your free credit reports with you and then come up with a plan.
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