Credit Corp

MARCH 8, 2023

Disputing them in writing with the credit bureau. Send a letter or use credit bureau online tools to dispute each error. The Consumer Financial Protection Bureau recommends keeping credit utilization under 30% for the best results. Working with a reputable, certified credit counselor might help.

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Collection Industry News

JULY 25, 2022

Making your payments on time is the biggest factor impacting your credit score. Paying a bill 30 days late or later can drop your credit score as much as 100 points. Late payments are not reported to the Credit Bureau until they are 30 days past due, which gives you time to pay them off though generally with a late fee.

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Credit Counselor Debt Management Credit Card Debt Lender 40

Better Credit Blog

APRIL 6, 2022

A good credit repair agency should start out by determining exactly which items they can help you with. Doing this typically requires a copy of a credit report from each credit bureau — TransUnion, Experian, and Equifax. A good credit counselor should review your free credit reports with you and then come up with a plan.

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