Troutman Sanders

APRIL 24, 2023

Earlier this month, a district court for the Eastern District of Michigan dismissed on its own initiative a Fair Credit Reporting Act (FCRA) claim brought by a consumer alleging inaccurate reporting of her charged-off vehicle loan. The court’s opinion in Shelton v. Americredit Financial Services, Inc. Hence, no inaccuracy.

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Loans Secured Creditor Repossession Construction 52

Troutman Sanders

NOVEMBER 18, 2022

On November 17, the Consumer Financial Protection Bureau (CFPB) announced it is seeking public comment on its proposal to develop a new data set to better monitor the auto loan market. Because student loans are largely administered by the federal government, we know more about them too.

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Collections Lender Student loans Student Loans 98

Better Credit Blog

DECEMBER 2, 2020

Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. A soft credit pull verifies your score without damaging it or leaving a lasting entry on your credit report. Get a Free Copy of Your Credit Report. How to Get Banana Republic SYNCB off Your Credit Report.

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Lender Repossession Loans Foreclosure 52

Better Credit Blog

DECEMBER 2, 2020

Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. A soft credit pull verifies your score without damaging it or leaving a lasting entry on your credit report. Get a Free Copy of Your Credit Report. How to Get Banana Republic SYNCB off Your Credit Report.

Lender 52

Lender Repossession Loans Foreclosure 52

Better Credit Blog

JANUARY 29, 2021

Soft inquiries happen when you pre-qualify for a credit card or loan, compare quotes, check your score, or get vetted for a job or apartment application. HARD CREDIT CHECK. A hard inquiry can be prompted by an application for a credit card or loan, or in some cases a rental application. Repossession.

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Repossession Loans Financial Institution Foreclosure 52

Better Credit Blog

DECEMBER 31, 2020

Citi is a popular bank that provides credit cards for a wide range of retail stores like The Home Depot. With The Home Depot, in particular, Citi offers four credit options: Consumer Credit Card. Project Loan. How to Get THD/CBNA Removed from Your Credit Report. Repossession. Commercial Account.

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Retail Lender Loans Repossession 52

Better Credit Blog

DECEMBER 18, 2020

A soft inquiry or credit pull occurs when you take a look at your score online using a credit monitoring app , or when prospective lenders check your score to pre-approve you for certain loans or card offers. It allows lenders to gain access to your full credit reports from one or more of the credit bureaus.

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Retail Lender Loans Repossession 52