Debt Free Colorado

FEBRUARY 21, 2022

You have rights to help you gain control over your debt collection interactions. To learn more about pursuing your legal rights, contact your state’s local consumer agency. Because it is more limited than the federal FDCPA, the CFDCPA gives consumers stronger legal protection in several aspects.

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Better Credit Blog

NOVEMBER 23, 2020

Lenders and service providers turn to companies like ACRAnet in order to obtain consumer credit reports to aid them in their approval process. National Consumer Reporting Association. Sometimes, reporting mix-ups can lead to credit inquiries. ACRAnet has dozens of partners, including: EPN Solutions. Fannie Mae.

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Credit Corp

MAY 30, 2023

Quasi in rem: Quasi in rem judgments consider the legal rights of individuals and not necessarily all parties involved. When your employer receives the proper legal notice, they must withhold a percentage of your wages. The Consumer Credit Protection Act caps these types of garnishments.

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Collections Law

OCTOBER 28, 2021

This includes providing an applicant with the reason for credit denial, upon their request. Add waiver clauses Similar to the legal disclaimers, a waiver can ease your path for reviewing credit, limiting the extension of credit and collecting on unpaid debt. A waiver must be clearly written.

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Better Credit Blog

JANUARY 20, 2022

You can use several methods: Consumer credit counseling. Not explaining your legal rights: All good companies should have a solid grounding in consumer law and advise you on your rights if you ask. “A-” rating by BBB , a platinum member of IAPDA and a founding member of the AFCC.

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Troutman Sanders

NOVEMBER 8, 2022

The rules also establish a fairer process for borrowers to raise a defense to repayment, while preserving the borrowers’ day in court by preventing institutions of higher education (institutions) from forcing students to sign away their legal rights using mandatory arbitration agreements and class-action waivers.

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