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Dealing with Debt Collectors

Debt Free Colorado

It is prohibited for debt collectors to utilize unfair techniques, harass, or deceive consumers while seeking to collect consumer debts under the federal Fair Debt Collection Practices Act (FDCPA). Consumer debts include credit card debts, vehicle loans, medical costs, and school loans.

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How to Use Alternative Data to Build Your Credit Report

Titan Consulting

Rent, home payments, utilities such as gas, water, electric, and even things like cable or other on-time payment history can be used by credit bureaus to create a reliable credit score from which they can underwrite credit. What lenders use alternative credit data to grant credit?

Lender 98
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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

The proposed rule would require lenders to assess a borrower’s ability to repay a PACE loan and would provide a framework for how these loans will be treated under the Truth in Lending Act. On May 1, the Federal Trade Commission (FTC) announced a permanent ban from debt relief telemarketing for operators of debt relief scam.