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Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

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Dealing with Debt Collectors

Debt Free Colorado

When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. To learn more about pursuing your legal rights, contact your state’s local consumer agency. or after 9 p.m.

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How To Remove Penn Credit from Your Credit Report

Better Credit Blog

Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? If you forgot to pay a bill or you’ve gotten behind on payments to a lender or service provider, it can have some nasty effects on your credit. Penn collection agency. Get your debt validated. Get Your Debt Validated.

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How to Remove Capital One Collections From Your Credit Report

Better Credit Blog

To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One? Why would this kind of debt settlement work?

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How To Remove Ad Astra Recovery Services, Inc. From Your Credit Report

Better Credit Blog

Is Ad Astra Recovery Services stressing you out with calls about outstanding debts? Being contacted by a collections agency can be frustrating, but the damage to your credit score can be far worse than their persistent phone calls and letters. Sometimes, the agency might be hired to help collect and process your payments.

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How To Remove Capital Management Services From Your Credit Report

Better Credit Blog

Has Capital Management Services contacted you claiming you owe them a debt? If you’ve been on the receiving end of calls and letters from a debt collection agency like CMS, it’s also negatively affecting your credit score. Ask for Proof of the Debt. What Is Capital Management Services? Ask for proof.

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How To Remove MBA Law Offices/CAPIO from Your Credit Report

Better Credit Blog

Fortunately, there are a few strategies you can use to get a collections agency like MBA off your report and improve your credit score. Bluhm and Associates, the small debt collection agency/law firm is located in Texas and collects medical debts across the country. Get proof of the debt.