category ninth-circuit 
Troutman Sanders
JUNE 25, 2021
On appeal, the Ninth Circuit affirmed certification and the statutory damages award, but reduced the punitive damages award to $32 million. Even if they were only labeled as a “potential terrorist,” the Court held that the former category of consumers had asserted a concrete injury sufficient to confer standing; the latter had not.
Collection Industry News
FEBRUARY 21, 2022
The CFPB noted that “incorrect information on your [consumer] report” has been the largest category of consumer complaints it has received for at least the past five years. Noting that the correct reading of the FCRA should have been clear to TransUnion after Cortez , the Ninth Circuit held that this particular violation was willful.
FDCPA Defense
MAY 6, 2014
Courts at both the circuit court level and the district court level have repeatedly recognized that when consumers pay their debts, this is likely to improve their credit. More recently, the Fifth Circuit embraced the reasoning of Durkin in the case of McMurray v. PROTECT YOUR CREDIT REPUTATION. SEND PAYMENT TODAY. at 418, n.
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