Titan Consulting

JULY 8, 2020

During the Great Recession consumers defaulted on loans in mass, bank stock prices crashed, and lenders foreclosed on 6.3 Even though 2020 is no 2009, in terms of the quality of loan portfolios and the strength of bank balance sheets, lenders quickly reverted to a defensive mode when the pandemic hit. million homes.

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Titan Consulting

MAY 24, 2020

Credit bureaus measure variables related to your debt like the total amount of your debt, if you make your debt payments on time, how long you have been paying on debt obligations and how much debt you are servicing relative to how much potential debt has been extended to you. What is Alternative Data?

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Lender Debt Consolidation Credit Card Debt Loans 98

Titan Consulting

MAY 17, 2020

As lenders acknowledge the need for alternative credit data, companies are finding innovative ways to track non-traditional payments without requiring consumers to borrow money or use a credit card. What lenders use alternative credit data to grant credit? What is the Data Quality for Non-Traditional Payments Histories?

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Better Credit Blog

AUGUST 21, 2020

Personal loan: Limited options. Auto loan: Limited options. Others are on the path to repairing their credit, as it takes time to recover from more severe credit occurrences like bankruptcy , foreclosures , or judgments. Your mortgage approval odds with a 620 truly depend on what lender you apply with. downpayment.

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Better Credit Blog

AUGUST 21, 2020

But what score do lenders consider to be good? If you have a 560 credit score, your approval odds for loans are low, and your credit rating is pretty poor. Bankruptcy. Debt collections. The issues above can hinder your access to both revolving lines of credit and installment loans. Traditional home loan 620-640?

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Credit Unions Credit Unions Personal loans Loans 52

Debt Recoveries

OCTOBER 24, 2021

Talk to your Debt Collector. Don’t be afraid of approaching your creditors and debt collectors and talking to them. They can help you avoid a much worse scenario, such as bankruptcy or even court action, simply by picking up the phone and talking to them. Most debt collectors are there to work with you, not against you.

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Titan Consulting

MAY 10, 2020

In the last 30 years, the Fair Isaac and Company, better known as FICO, changed the way the lenders evaluate consumer applications. Other databases track rent payments, payday or short-term loans, and online personal loans. Which Lenders Use the FICO XD.

Retrieval 52

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Credit Corp

MARCH 9, 2021

What Happens When Student Loans Take My Tax Refund? take—your tax refund, lenders have to go through the Treasury Offset Program (TOP). Before making a decision, TOP reviews the lender’s request to determine if it’s legitimate. If you do appear to owe the lender money, TOP diverts all or part of your refund to cover the debt.

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