article thumbnail

How to Check Your Credit Score Without Hurting It

Credit Corp

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. Hard inquiries , also known as hard pulls, are typically made by lenders and other financial institutions and can harm your credit score.

article thumbnail

How to Check Your Credit Report for Identity theft

Credit Corp

Tip: Sometimes, the name of a financial institution doesn’t precisely match the name of the company checking your credit. Negative public records can substantially impact your creditworthiness. Bankruptcies, for instance, often remain on record for up to a decade. Warning Sign 6: Public Records You Don’t Recognize.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

2023 Review: Capital One Quicksilver Secured Cash Rewards Credit Card

Credit Corp

Basic Features Ongoing APR: reg_apr,reg_apr_type depending on creditworthiness Annual fee: annual_fees Credit needed: Scores in the credit_score_needed range Additional Details 1.5% Your initial deposit “secures” your line of credit, so it’s like your spending money you already have rather than borrowing from a financial institution.

article thumbnail

This Week In Credit Card News: Interest Rates Expected To Keep Rising; Credit Card Trends In 2023

Collection Industry News

The watchdogs told financial institutions to be wary of potential fraud, legal uncertainty and misleading disclosures by digital asset firms. With a traditional, fixed-limit credit card, the issuer’s evaluation of a person’s creditworthiness is largely confined to the application process.

Banks 40