Bankruptcy Credit Unions Debt Consolidation 
Better Credit Blog
MAY 4, 2022
Debt consolidation is when you bundle several debts together into one larger sum and then make a single monthly repayment instead of multiple smaller ones. Consolidating debts with different interest rates and repayment schedules can make it easier to manage your finances. Debt Consolidation Guide.
Credit Corp
DECEMBER 4, 2024
Debt consolidation may temporarily lower your credit score due to hard inquiries and changes in credit utilization, but consistent, on-time payments can help improve it over time. Carrying debt, whether its through personal loans, credit cards, mortgages, or student loans, is common in America.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Sawin & Shea
FEBRUARY 28, 2024
When filing for bankruptcy, you can discharge certain types of personal loans, meaning that you’re no longer legally responsible for paying off the debt. If you’re considering filing for bankruptcy, you need to know what personal loans you can discharge and which filing method suits your financial situation.
Better Credit Blog
AUGUST 21, 2020
There are a lot of factors affecting your credit score , with some carrying more weight than others. Bankruptcy. Debt collections. The issues above can hinder your access to both revolving lines of credit and installment loans. What Is the Best Credit Card for a 560 Credit Score? Repossessions. Foreclosures.
Better Credit Blog
AUGUST 21, 2020
Individuals with “fair” credit scores usually have late payments on their credit reports , some of which may have gone to collections. Others are on the path to repairing their credit, as it takes time to recover from more severe credit occurrences like bankruptcy , foreclosures , or judgments. Installment loan.
Collection Industry News
APRIL 13, 2024
With a debt management plan, you may be able to consolidate your monthly payments into one and get lower interest rates on your credit cards, making it more affordable to pay off what you owe. These plans typically run for three to five years, allowing you to pay off your debt completely during that timeframe.
Better Credit Blog
AUGUST 3, 2021
Having a bad credit score can make it difficult to get a loan. “A bad credit score is somewhat of an indicator of your short, medium, and long-term ability to repay the loan, which is how banks make money.” Loan terms are available for three or five year terms.
Expert insights. Personalized for you.
70 
Let's personalize your content