Credit Corp

FEBRUARY 9, 2024

As long as you stick to the minimum payments needed on all of your other credit accounts while you work to pay down your debt, this method has little immediate impact on your credit report and a reliably positive one in the long term. This debt management program can affect your credit in several ways—mostly positively.

Credit Counselor 52

Credit Counselor Debt Consolidation Debt settlement Bankruptcy 52

Titan Consulting

MAY 17, 2020

Rent, home payments, utilities such as gas, water, electric, and even things like cable or other on-time payment history can be used by credit bureaus to create a reliable credit score from which they can underwrite credit. What lenders use alternative credit data to grant credit?

Lender 98

Lender Debt Consolidation Creditworthiness Credit Card Debt 98

Titan Consulting

MAY 3, 2020

All three for-profit credit reporting agencies, Experian, Equifax and Transunion compile and report consumer credit and debt payment activity and sell this consumer information to lenders seeking to grant credit. Here’s why: Who Decides Your Credit Score? Key Takeaways. Final Thoughts.

Credit Bureau 56

Credit Bureau Lender Retrieval Debt Consolidation 56

Titan Consulting

MAY 10, 2020

The new FICO XD scoring model retrieves information from sources like the National Consumer Telecom and Utilities Exchange to collect data on payments to utility, cell phone service, internet, and cable television providers and uses the payment history data from these and other sources to build a credit score.

Retrieval 52

Retrieval Lender Debt Consolidation Loans 52

Better Credit Blog

APRIL 6, 2022

Since you are more of a participant in the process, you’ll have a better understanding of your individual situation when you reach out to a credit repair company. Doing this typically requires a copy of a credit report from each credit bureau — TransUnion, Experian, and Equifax. What can credit repair companies not do?

Debt settlement 105

Debt settlement Creditors Credit Counselor Loans 105

Better Credit Blog

JANUARY 20, 2022

What to Know About the Debt Solution Industry. Debt relief companies are not your only option for dealing with debt. You can use several methods: Consumer credit counseling. Typically, they’ll offer you an appointment to assess your situation and suggest a debt management plan. Debt consolidation programs.

Creditors 76

Creditors Credit Card Debt Unsecured Debt Debt settlement 76