Sawin & Shea

APRIL 17, 2024

Chapter 13 bankruptcy is an invaluable financial tool for those struggling with overwhelming debt, and it can pave the way for a fresh start. Unlike Chapter 7 , Chapter 13 bankruptcy allows you to avoid liquidating your non-exempt assets. What Is a Chapter 13 Bankruptcy Filing?

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Jimerson Firm

NOVEMBER 11, 2020

Conducting site visits are an important aspect of servicing SBA loans. a bankruptcy filing, business shutdown, or foreclosure by a prior lienholder) that caused the loan to be classified in liquidation status or sooner if the collateral could be removed, lost, or dissipated.

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Collateral Loans Lender Repossession 98

Better Credit Blog

DECEMBER 31, 2020

Have a hard inquiry on your credit report from Comenity Bank/VCTRSSEC? Comenity Bank/VCTRSSEC On My Credit Report. Comenity Bank is a premier producer of retail credit cards, partnering with 145 popular brands to offer credit cards to consumers. How Does a Comenity Bank/VCTRSSEC Hard Inquiry Affect Your Credit Report?

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Banks Retail Lender Repossession 89

Sawin & Shea

APRIL 10, 2024

Chapter 7 bankruptcy is a great financial solution for those struggling with debt, especially unsecured debts. With Chapter 7 bankruptcy, you as the debtor can discharge most unsecured obligations after liquidating nonexempt assets. For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC.

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Chapter 7 bankruptcy Bankruptcy Debtor Unsecured Creditor 52

Credit Corp

APRIL 26, 2024

A property is foreclosed or repossessed. The IRS provides a list of exclusions, which include debts that were forgiven because you were insolvent or involved in certain types of bankruptcies. You may want to double-check with your bankruptcy lawyer about whether you need to claim 1099-C income relevant to your bankruptcy discharge.

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Repossession Creditors Bankruptcy Foreclosure 59

Sawin & Shea

APRIL 20, 2021

Before you reach this point, an Indiana bankruptcy attorney can step in to help you keep your home and get your finances back on track. Anybody, including the mortgage bank can bid on the property. In fact, the mortgage bank can bid in all or part of the money judgement that they received in the foreclosure lawsuit.

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Foreclosure Bankruptcy Lender Repossession 93

Better Credit Blog

DECEMBER 9, 2020

Is Belk/Synchrony Bank on your credit report as a hard inquiry? Belk/Synchrony Bank On My Credit Report. Belk/Synchrony Bank may show up on your report if you apply for a Belk retail credit card. Synchrony is the bank that issues these rewards cards. Get pre-approved for a loan offer or credit card. Repossessions.

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Banks Retail Repossession Lender 52

Debt Free Colorado

APRIL 9, 2020

So far the offers have been vague, the most likely concessions will be for your lenders on your home and cars to allow you to move a monthly payment to the end of the loan and for credit cards to temporarily reduce your interest rate. There are more tools for dealing with your mortgage than any other type of loan. Student Loans.

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Student loans Student Loans Chapter 13 bankruptcy Chapter 7 bankruptcy 82

Credit Corp

FEBRUARY 9, 2024

Foreclosure means that your mortgage lender can legally repossess your house due to nonpayment. Some states may also allow you to reinstate the loan up until a specific deadline. If the property sells for less than the balance owed on the original loan, a lender could file a deficiency judgment against you in court.

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Foreclosure Lender Bankruptcy Loans 52

Sawin & Shea

JANUARY 25, 2022

Dealing with debt can be scary and overwhelming, especially if you don’t know what will happen if you miss too many payments and default or have to file bankruptcy. While bankruptcy itself can also be scary, it is often the best option if you have too much debt to get a handle on your financial situation. Examples of Secured Debts.

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Credit Corp

AUGUST 23, 2021

It’s a common scenario: You apply for a personal loan or credit card and get denied. The reason seems shrouded in mystery, and you receive a letter with language such as “lack of recent installment loan information” or “proportion of balances to credit limits.” Recently opened bank revolving trades.

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Lender Loans Personal loans Trade 104

Credit Corp

MAY 3, 2021

The bank repossesses the car, but you still owe $20,000 on it. If the car is worth $15,000, the bank can sell it and recover that much of the loan—leaving $5,000 of debt to be canceled. You file for bankruptcy with $60,000 in unsecured debts, which are all discharged. That debt is also considered canceled.

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Better Credit Blog

AUGUST 4, 2020

If the name FNB Omaha has appeared on your credit report recently, it’s likely because you submitted an application for a credit card with the First National Bank of Omaha. How to get a hard inquiry from the bank removed from your credit report. Home loans. Auto loans. Personal loans. Student loan refinancing.

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Banks Lender Loans Student loans 52

Better Credit Blog

JANUARY 21, 2021

General Electric Capital Retail Bank, abbreviated as GECRB, is the former name for Synchrony Bank, and it’s probably on your report because you applied for a Synchrony card at some point in the past. Synchrony Bank, formerly GECRB, is a sizable, highly regarded national bank with nearly a century of experience.

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Retail Banks Loans Repossession 52

Better Credit Blog

AUGUST 7, 2020

Whether you’re in the market for a mortgage, auto loan, or credit card, your application can result in a hard inquiry on your credit report, which can damage your credit score for years. Though the name SYNCB is foreign to most people when they encounter it on their credit report , it represents a popular national online bank, Synchrony.

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Retail Lender Debt collector Banks 52

Better Credit Blog

DECEMBER 28, 2020

It’s likely on your report because you applied for a car loan through Wells Fargo. Auto loan applications can lead to hard inquiries on your credit report, which may impact your score slightly. The bank provides banking, investing, and lending to consumers nationwide, including auto financing through Wells Fargo Dealer Services.

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Loans Repossession Lender Banks 52

Better Credit Blog

DECEMBER 2, 2020

Banana Republic SYNCB stands for Banana Republic Synchrony Bank. Banana Republic offers these cards through a partnership with Synchrony Bank, which issues credit cards for dozens of national retailers. Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. Repossessions.

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Lender Repossession Loans Foreclosure 52

Better Credit Blog

DECEMBER 2, 2020

Banana Republic SYNCB stands for Banana Republic Synchrony Bank. Banana Republic offers these cards through a partnership with Synchrony Bank, which issues credit cards for dozens of national retailers. Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. Repossessions.

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Lender Repossession Loans Foreclosure 52

Better Credit Blog

NOVEMBER 19, 2020

You may be less familiar with SYNCB , though the name belongs to a popular bank. Synchrony is a large national bank that offers a range of products and accounts, from checking and savings to retirement accounts. A soft pull happens when you go online to check your score, compare quotes for a loan, or get pre-approved for offers.

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Lender Loans Repossession Banks 52

Better Credit Blog

JANUARY 5, 2021

While CBNA Sioux Falls might be an unfamiliar name, it represents Citibank, a national provider of banking services and credit cards. If the name is on your credit report, it’s most likely because you applied for a credit card from the bank. Do you have questions about an entry from CBNA Sioux Falls on your credit report?

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Loans Banks Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

While CBNA Sioux Falls might be an unfamiliar name, it represents Citibank, a national provider of banking services and credit cards. If the name is on your credit report, it’s most likely because you applied for a credit card from the bank. Do you have questions about an entry from CBNA Sioux Falls on your credit report?

Loans 52

Loans Banks Repossession Lender 52

Better Credit Blog

DECEMBER 28, 2020

Wells Fargo is one of the nation’s leading banks. Along with offering checking, savings, and investing accounts, it provides several loans and credit cards. When you apply for a mortgage, loan, or credit card, you’ll have to consent to a hard inquiry. Repossessions. Bankruptcy. Credit building. Balance transfers.

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Loans Repossession Lender Banks 52

Better Credit Blog

OCTOBER 28, 2020

When you apply for a credit card or loan, it can lead to a hard credit check, which lowers your score. If you’ve applied for a Toys R Us credit card from Synchrony Bank, it could put a dent in your credit score for years, especially if it’s one of multiple hard pulls on your report. Repossessions. R Us Credit Card SYNCB.

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Retail Banks Repossession Foreclosure 40

Debt RR

DECEMBER 13, 2019

Banks can seize business assets and liquidate as a last resort to cut their losses. Refinancing typically lowers monthly payments and interest rates in exchange for lengthening the timeframe of the loan. Just like individuals, businesses often have mortgages, vehicle loans, and other secured loans. Past-Due Secured Debt.

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Better Credit Blog

DECEMBER 29, 2020

CFNA Bank is short for Credit First National Association, a credit card bank and credit arm of Bridgestone Americas. The bank offers credit cards for Firestone Complete Auto Care, Wheel Works, and Tires Plus. When you apply for a CFNA card, the bank runs a hard inquiry, which allows them to access your credit report.

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Lender Creditors Banks Repossession 52

Better Credit Blog

DECEMBER 28, 2020

CitiBank is a sizable national bank that offers a full array of banking services, loans, credit cards, and investment services. In the couple of minutes it takes to apply for a credit card and get an answer, the bank can run a hard inquiry, accessing your credit report to aid them in their decision. Repossessions.

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Better Credit Blog

DECEMBER 8, 2020

When BP SYNCB winds up on your credit report, it’s most likely as a hard inquiry, which occurs when you apply for new credit cards or loans. In this case, the inquiry is for a BP credit card offered through Synchrony Bank. BP SYNCB stands for BP Synchrony Bank. Repossessions. BP/SYNCB On My Credit Report. Charge-offs.

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Collection Agencies Collections Agency Loans Banks 52

Better Credit Blog

NOVEMBER 30, 2020

AMEX/DSNB represents American Express/Department Stores National Bank. Department Stores National Bank issues credit cards for Bloomingdale’s and Macy’s. Once you move on from comparing offers to actually applying for a card or loan, your credit report (s) will undergo a hard inquiry. Repossessions. In-store only cards.

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Lender Repossession Loans Banks 52

Better Credit Blog

DECEMBER 31, 2020

This type of inquiry gets added to your report whenever you apply for a credit card, line of credit, or loan. CITGO/SYNCB represents the CITGO credit card issued by Synchrony Bank. Synchrony is a popular bank that offers rewards credit cards, including popular brands such as: Banana Republic. Repossessions. Late payments.

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Lender Loans Repossession Foreclosure 52

Better Credit Blog

JANUARY 29, 2021

Macys DSNB is the reporting code that represents the Macy’s credit card issued by Department Store National Bank. According to their credit card policy , the bank may obtain the following info when you apply for a card: SSN. A credit repair company is also a great asset if you’re facing any of the following: Bankruptcy.

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Repossession Banks Loans Creditors 52

Better Credit Blog

JANUARY 22, 2021

DSNB Bloom is the credit reporting code for a Bloomingdale’s credit card offered through Department Stores National Bank. Department Stores National Bank issues retail credit cards for shoppers at Macy’s and Bloomingdale’s. The inquiry allowed the store and bank issuing the credit card to access your credit report. Charge-offs.

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Retail Repossession Lender Banks 52

Better Credit Blog

JANUARY 29, 2021

Soft inquiries happen when you pre-qualify for a credit card or loan, compare quotes, check your score, or get vetted for a job or apartment application. A hard inquiry can be prompted by an application for a credit card or loan, or in some cases a rental application. Repossession. HARD CREDIT CHECK. Charge-offs. Foreclosure.

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Better Credit Blog

DECEMBER 23, 2020

However, the acronym is actually short for two popular companies, Synchrony Bank and PayPal Credit, formerly PayPal Bill Me Later. SYNCB is short for Synchrony bank. Among its extensive lineup of banking products, the institution offers credit cards in partnership with dozens of big-name brands and retailers. Repossession.

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Banks Repossession Foreclosure Retail 52

Better Credit Blog

JANUARY 5, 2021

Did you apply for a Home Depot credit card, loan, or credit account? When you apply for a card or loan from The Home Depot, you’re actually applying with Citibank. Project Loan. Credit checks allow prospective lenders, banks, employers, and landlords to see your credit reports. Bankruptcy. Repossession.

Retail 52

Retail Loans Repossession Lender 52

Better Credit Blog

JANUARY 5, 2021

Did you apply for a Home Depot credit card, loan, or credit account? When you apply for a card or loan from The Home Depot, you’re actually applying with Citibank. Project Loan. Credit checks allow prospective lenders, banks, employers, and landlords to see your credit reports. Bankruptcy. Repossession.

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Retail Loans Repossession Lender 52

Better Credit Blog

AUGUST 21, 2020

If you have a 560 credit score, your approval odds for loans are low, and your credit rating is pretty poor. Can You Get a Loan Approval with a 560 Credit Score? Bankruptcy. Repossessions. The issues above can hinder your access to both revolving lines of credit and installment loans. Is 560 a Good Credit Score?

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Better Credit Blog

FEBRUARY 11, 2022

If you’re on the brink of bankruptcy, a final option before filing is to try the services of a debt settlement firm. For them, partial payment is better than receiving nothing at all—which would be the result if you were to file for bankruptcy. It can’t tackle secured debts like auto loans and mortgages. Credit card loans.

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