Fico Collections

MARCH 8, 2021

Over the past several years, we’ve helped lenders develop on-ramps to mainstream credit using alternative data for those seeking financial inclusion. Our research finds that alternative data sources that demonstrate a consumer’s ability to manage their finances are predictive of consumer credit risk.

Lender 52

Lender Credit Bureau Acquisition Financial services 52

Fico Collections

AUGUST 10, 2022

Easier to qualify for, BNPL has given shoppers, particularly those with little or no credit history, the ability to access – or stack - multiple BNPL arrangements at once without them appearing in bureau data used to assess consumer credit risk. How FICO Can Help You Improve Affordability Assessments. See all Posts.

Lender 52

Lender Banks Loans Acquisition 52

FDCPA Defense

MAY 6, 2014

During the past three decades, district courts from around the country have repeatedly held that collectors may properly inform consumers about adverse credit consequences resulting from their failure to pay. Credit Bureau of Georgia, 555 F. Financial Credit Corp. MKM Acquisitions, LLC , 241 F.

Creditworthiness 40

Creditworthiness Debtor Debt collector Consumer Credit 40