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8 Ways to Consolidate Credit Card Debt 

Credit Corp

Since payment history is the most important factor that influences your creditworthiness, not making payments on time can damage your credit score. The advantages of credit card consolidation include lower payments, faster debt payoff, and fewer bills to keep track of. Step 2: Get prequalified with a couple of lenders.

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New to Credit Cards? Here’s What You Need to Know!

Debt Guru

Here are four important things that your lender might not tell you – but knowing them can spare you a world of financial hurt. If you only pay the minimum amount, you’ll accrue interest, your balance will increase each month and you will find it difficult to ever pay off the balance. Understand What You Owe.

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We’re Debt Free [And How You Can Do It]

Credit Corp

The consumer system is set up so that most purchases depend on applicant creditworthiness and a focus on being in debt responsibly. A high credit score will get you lower interest rates on major purchases, and a low credit score is a cause for worry because of higher interest rates. Pay Off Your Mortgage Early.