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US Bankcards Industry Benchmarking Trends: 2022 Q4 Update

Fico Collections

FEBRUARY 21, 2023

from November 2021 to November 2022) and the unemployment rate is expected to rise to 4.6% Increasing of the fed funding rates leads to higher interest rates when seeking new credit or carrying balances on credit cards. compared to December 2021 with average monthly spend staying flat. according to the Federal Reserve forecasts.

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