Sawin & Shea

OCTOBER 27, 2021

Indiana residents also struggle heavily with medical costs with an estimated 47% of Hoosiers having medical debts. If you’re struggling with medical debts, we encourage you to contact medical bill lawyers to go over options to make your medical debt more manageable. Indiana’s Medical Debt.

Chapter 13 bankruptcy 98

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Debt Free Colorado

DECEMBER 9, 2021

Creditors are prohibited from contacting you after your petition is filed. While bankruptcy law forces you to sell some assets to repay unsecured creditors, the majority of Americans keep all of their property because of bankruptcy limits on the categories of assets that may be used to settle debts. Chapter 7 Debts and Secured Debts.

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Sawin & Shea

DECEMBER 21, 2023

Within 30 days of filing bankruptcy, a debtor must file a Statement of Intent regarding secured property. This states whether the debtor will surrender, redeem, or reaffirm secured debts. Contact us at 317-759-1483 or send us an email for a free consultation today!

Bankruptcy 52

Bankruptcy Debtor Repossession Creditors 52

Sawin & Shea

AUGUST 23, 2023

With Chapter 7 bankruptcy, you’ll be able to eliminate most unsecured debts, which includes: Credit card debt Medical debt Personal loans Payday loans Utility bills It’s important to keep in mind, though, that Chapter 7 will not eliminate all kinds of debt. The post Does Filing for Bankruptcy Eliminate Debt?

Bankruptcy 52

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Sawin & Shea

JANUARY 5, 2022

In some situations, debtors may be interested in adding secured debts to their bankruptcy after filing, and some secured debts are seen as both pre-petition and post-petition. Adding secured debts like this after you file is possible but can make things more difficult.

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Sawin & Shea

MAY 5, 2021

It is difficult to know exactly how many because often people will use credit cards to pay off medical or other bills when they are struggling with debt, and so the reason on a survey may be “credit card debt” even though the situation began as medical debt. Or contact us online. We are here to help.

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Unsecured Debt Student loans 98

Sawin & Shea

OCTOBER 27, 2021

Indiana residents also struggle heavily with medical costs with an estimated 47% of Hoosiers having medical debts. If you’re struggling with medical debts, we encourage you to contact medical bill lawyers to go over options to make your medical debt more manageable. Indiana’s Medical Debt.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Unsecured Debt Lawyers 52

Sawin & Shea

MAY 24, 2023

For seasoned support you can trust, contact the bankruptcy attorneys at Sawin & Shea, LLC. Call us today at 317-759-1483, or you can contact us online here. The post What is the Bankruptcy Means Test? appeared first on Indianapolis Bankruptcy Attorneys of Sawin & Shea.

Chapter 7 bankruptcy 52

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Sawin & Shea

JULY 15, 2020

Chapter 13, also known as personal reorganization bankruptcy, helps you create an affordable repayment plan to settle your debts. You won’t have to repay all of your debts in full but your plan will satisfy your creditors one way or another. In the meantime, they are restricted from hassling and contacting you.

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Chapter 13 bankruptcy Bankruptcy Unsecured Debt Chapter 7 bankruptcy 94

Sawin & Shea

JANUARY 4, 2024

The trustee and judge will look at whether you’ve met the three criteria listed above and determine whether your debt itself is fully eligible for this type of discharge. Ineligible types of debt include secured debts, priority debts, and nondischargeable debts.

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Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Unsecured Debt 52

Debt Guru

JANUARY 27, 2021

What types of debts can I lump together in a DMP? Unsecured debts, such as credit cards, store cards and personal loans, can be part of your DMP. Secured debts, like your mortgage or car payments, aren’t covered. Will creditors still contact me? What are other options to help me get out of debt?

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Sawin & Shea

JUNE 14, 2023

Those with between $7,475 and $12,475 of disposable income will need to conduct further calculations, and you may want to contact a Chapter 7 bankruptcy attorney to assist you through the process. As we mentioned above, Chapter 13 involves consolidating your existing debts into a realistic three- to five-year repayment plan.

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Sawin & Shea

MARCH 7, 2023

This includes debts such as credit card balances, medical bills, personal loans, utility bills, back rent, mortgages, and car payments. However, if you used your home or car as a secured debt with a lender, you may need to return the property to the lender if you don’t pay as agreed. What Are Your Bankruptcy Lawyer Fees?

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Chapter 7 bankruptcy Lawyers Bankruptcy Unsecured Debt 52

Sawin & Shea

APRIL 10, 2024

For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC. Reaffirming Debts in Chapter 7 Bankruptcy Chapter 7 bankruptcy allows you to discharge your unsecured accounts, but you cannot do away with a creditor’s a security interest, meaning a debt with collateral must either get paid or the collateral property surrendered.

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Chapter 7 bankruptcy Bankruptcy Debtor Unsecured Creditor 52

Qualco

APRIL 15, 2024

As financial hardships mount, debtors often prioritise the payment of secured debts like auto loans and mortgages over unsecured debts, leading to more incidents of unpaid loans.

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Better Credit Blog

FEBRUARY 11, 2022

Decide whether the company’s services are right for you with this review of National Debt Relief. About National Debt Relief. National Debt Relief works on the basis that you can reduce the amount of money you owe lenders by 30% on average. Highly Recommend National Debt Relief-Great experience! Business debt.

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Titan Consulting

SEPTEMBER 2, 2020

It is challenging to secure lower rates with high existing debt levels because you have a lower credit score due to excessive credit utilization. Adding new debt to an already overburdened budget can further complicate your financial circumstances. Is debt consolidation risky? appeared first on Titan Consulting Group.

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Titan Consulting

AUGUST 23, 2020

Contact creditors for payment deferrals: Due to the scale of economic shutdowns most lenders have established programs to help borrowers. Protect secured debt (home and car) from default to avoid a repossession or foreclosure. Negotiate unsecured debt (credit cards) if you are unable to keep up with payments.

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Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 86

Taurus Collect

FEBRUARY 24, 2023

It is also essential to keep in mind that debt collectors must adhere to a strict code of conduct when dealing with debtors, and while they are entitled to ask for payment they must not resort to tactics such as threats or harassment in order to secure debt repayment.

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Sawin & Shea

JANUARY 12, 2022

A Chapter 13 Plan can help get you back on track with secured debts that you are behind on, like house or car payments. Contact us at 317-759-1483 or send us an email for a free consultation today! The post Will Bankruptcy Erase ALL of My Debt? We understand how stressful and even confusing filing for bankruptcy can be.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Student loans 52

Debt Free Colorado

MARCH 3, 2023

Contact the Law Office of Clark Daniel Dray (debtfreecolorado) if you are thinking about filing for bankruptcy to find a solution and receive thorough responses to all your inquiries that are pertinent to your case. What Debts are Discharged in Bankruptcy? Contact Our Experienced Littleton Bankruptcy Attorney Now!

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Credit Corp

MAY 3, 2023

Usually during a Chapter 13 you only pay off part of your debts. Priority and secured debts, such as taxes or auto loans, are paid in full. But unsecured, nonpriority debts, such as medical bills and credit card debt, are only partially paid. The Trustee’s office then pays various creditors.

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