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How Much Does a Charge Off Affect Your Credit Score?

Credit Corp

In addition to bringing your credit score down, a charge off looks bad to any future lenders that review your credit history. Lenders that might be willing to offer funds even though you have a lower credit score might balk if they see the charge off. Can Creditors Attempt to Collect Charged Off Debt?

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How To Remove ACS Inc From Your Credit Report

Better Credit Blog

ACS Inc is a collection agency that works with lenders and creditors to recover payments on defaulted loans or unpaid bills. In order to legally collect on your debt, they must first open a collection entry on your credit report. Having ACS Inc on your credit report is bad for a number of reasons.

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How to Get BC Services off Your Credit Report

Better Credit Blog

To legally collect a debt from you, they must first report the debt to the major credit bureaus. This will open a collection account on your credit report, which can cause your score to drop as much as 100 points. Collection accounts are bad news for your credit score and your loan prospects. What is BC Services?

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How To Remove Accelerated Financial Solutions from Your Credit Report

Better Credit Blog

AFS collects for businesses in several industries, including the following: Commercial debt. Apartment complex collections. Legal collections. Auto loans. Wondering exactly how the debt collection process works? How Does Accelerated Financial Solutions Work?