Sawin & Shea

MARCH 20, 2024

If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible. A tax attorney specializes in helping people understand income taxes and how the IRS works. You deserve a fresh start.

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Sawin & Shea

JANUARY 24, 2024

The Pros Bankruptcy can stop foreclosures , repossessions, lawsuits, wage garnishment, utility shut-offs, and debt collection activities through its automatic stay provision. Poor credit scores disqualify many people from the best rates on consolidation loans. It simplifies finances with just one payment versus many debts.

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Sawin & Shea

SEPTEMBER 20, 2023

Upon filing a Chapter 7, you receive automatic court-oredered protection from creditors and aren’t subject to lawsuits, repossessions, or wage garnishments. People with real estate can keep their home when they file for Chapter 7 bankruptcy as long as their equity does not exceed Indiana’s Homestead Exemption.

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Sawin & Shea

FEBRUARY 7, 2024

For instance, if two people live in your household and your household income is less than $1,822.50, you live below 150% of the poverty line. With this automatic stay, your creditors won’t be able to garnish your wages, meaning that you can use your earnings to pay your installment plan.

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Sawin & Shea

NOVEMBER 15, 2023

And possibly the most common question people ask is credit card debt is secured or unsecured. They may use collection agencies , or they may sue you (asking the court to garnish wages, take an asset, or put a lien on your home). A Chapter 13 plan can cure arrearages on houses or cars, stopping foreclosures and repossessions.

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Sawin & Shea

JULY 12, 2023

Sadly, many people choose not to file due to shame and embarrassment. They’ll be unable to garnish your wages, foreclose on your home, and repossess your belongings. Chapter 7 is generally what people thing about when they think about bankruptcy, but this method isn’t right for everyone.

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Albuquerque Law

MAY 5, 2020

Military service members and their families make many sacrifices to protect the values and people of the United States. Most service members do not expect one of those sacrifices to be financial security. And yet, many military families report that debt and financial challenges are one of the largest concerns they face.

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Sawin & Shea

MAY 26, 2021

People often wonder whether filing bankruptcy without their spouse will protect their home, car, and treasured personal possessions. This means a foreclosure, repossession, garnishment, or other action can continue against your spouse even after you’re freed of it through bankruptcy – but only if their name is on the debt.

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Bankruptcy Chapter 13 bankruptcy Creditors Repossession 97

Debt Free Colorado

APRIL 9, 2020

The efforts to contain the Coronavirus pandemic have pushed hundreds of thousands of people out of work. They will feel obligated to protect their interest in the collateral (your car) and can move quickly to repossess after only a few missed payments. How do I pay my Bills if I’m out of Work due to a Stay-At-Home Order?

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Debt Free Colorado

DECEMBER 9, 2021

Most people filing for either Chapter 7 or 13 bankruptcy will work directly with an attorney to determine the best option for each financial circumstance. Complete protection from creditors – This includes wage garnishment and debt collection. Even if you have been discharged, unpaid debts may result in foreclosure or repossession.

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Sawin & Shea

MARCH 7, 2023

When you file for Chapter 7 bankruptcy, the Court will place an automatic stay upon filing, which stops creditors from collecting payments, garnishing wages, or repossessing property. Most Chapter 7 cases are what we call “no-asset” cases and people keep everything they have. How Long Does Bankruptcy Chapter 7 Take?

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Debt Free Colorado

MARCH 3, 2023

Through a legal process called bankruptcy, some people who are unable to pay their debts can start over financially, either temporarily or permanently. Find out the answers to ten of the most frequently asked questions about bankruptcy in Littleton, Colorado. To begin, however, let’s define the term “bankruptcy.”

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