Foreclosure Loans Personal loans Repossession 
Sawin & Shea
MARCH 13, 2024
A reaffirmation agreement is a document that re-obligates a debtor to repay a particular debt, such as a car loan, mortgage, or other loan type. It basically serves as a legally binding promise that the person filing for bankruptcy will resume making payments in full and on time to the creditor.
Sawin & Shea
JUNE 7, 2023
Co-signers are beneficial for those seeking to obtain loans and credit cards. Obtaining Personal Loans with a Cosigner Having a co-signer on a personal loan or credit card means that you associate another individual with your debt. Plus, being a co-signer can help a debtor build credit. What’s a Guarantor?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Debt Free Colorado
DECEMBER 9, 2021
Unlike Chapter 7, Chapter 13 bankruptcy enables you to decrease the interest rate on your vehicle loan and, in certain situations, the total amount owed. Chapter 7 will not assist you if your primary source of debt is a mortgage, auto loan, or other kinds of debt. The lender protects the borrower against foreclosure.
Credit Corp
JANUARY 5, 2021
For example, if you borrowed $12,000 for a personal loan and only paid back $6,000, you still received the original $12,000. Not paying back the other half of the loan means you got the benefit of that money without paying for it. The IRS considers that to be income in many cases. Is a 1099-C Form Good or Bad for Your Credit?
Sawin & Shea
NOVEMBER 15, 2023
Unsecured debt would include things like: Medical bills Credit card bills Utility bills Back rent Personal loans At the end of the bankruptcy process, the remaining balances for these types of unsecured debts will likely be forgiven. The two most common examples of secured debt are mortgages and auto loans.
Credit Corp
AUGUST 23, 2021
It’s a common scenario: You apply for a personal loan or credit card and get denied. The reason seems shrouded in mystery, and you receive a letter with language such as “lack of recent installment loan information” or “proportion of balances to credit limits.” Get Credit for Your Bills.
Debt Free Colorado
OCTOBER 12, 2023
It is essential to disclose past financial transactions and history, including income, lawsuits, safe deposit boxes, foreclosures, and more. watercraft, aircraft, personal property (including furniture, electronics, clothing, etc.), Two of the most typical collateralized loans are mortgages and auto loans.
Expert insights. Personalized for you.
52 
Let's personalize your content