Credit Corp

JUNE 14, 2023

Pro tip: Even if a debt has been charged off, consider contacting the original creditor to negotiate a settlement. Since the debt is old and less likely to be paid, the creditor may be willing to accept less than what you owe to consider the matter closed. Your score may improve when negative items age off your report.

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BN Lawyers

JANUARY 14, 2019

the defendant initiated non-judicial foreclosure proceedings during the consumer’s thirty-day FDCPA validation period. The scheduled sheriff’s foreclosure sale did not take place, and the motion for an injunction was stayed pending verification of the debt. Trott Law, P.C. ,

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Better Credit Blog

APRIL 1, 2022

Whatever you’re dealing with, late payments, collections, charge-offs, or foreclosures, the following techniques can clean up your credit quickly. Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. Foreclosures. Bankruptcy.

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Debt RR

DECEMBER 13, 2019

Debts are often sold, so it may not be the original creditor filing the claim. Distressed homeowners who successfully fought foreclosure lawsuits stemming from the 2010 U.S. foreclosure crisis commonly used this defense. Common legal defenses include: 1. Challenging the Right to Sue and Burden of Proof.

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FDCPA Defense

NOVEMBER 11, 2014

Finally, the notice must contain “a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.” 1692g(a)(4). 1692g(a)(5). at § 1692g(a)(4), (5). at § 1692g(b).

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FDCPA Defense

JANUARY 22, 2017

As you evaluate your firm’s risk to these cases, you will want to review every consumer-facing interaction of the firm top to bottom, including any letter forms utilized, your standard telephone practices and voicemail messages, the complaints, pleadings, discovery requests, and the post-judgment collection practices you employ. LLC , 817 F.3d

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Consumer Financial Services Law

MARCH 15, 2019

In those cases, the Sixth Circuit concluded that foreclosure proceedings are debt collection. fka Standard Federal Bank has retained our law firm to begin foreclosure proceedings on the above referenced property. in which the Sixth Circuit confirmed its view that foreclosure proceedings are debt collection. Chase Home Fin.

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