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CCS Offices

Debt Collection Answers

CCS Offices works as a third-party recovery service for clients seeking to collect unpaid debts from sources such as banks, financial institutions, and credit unions. This agency collects debts on behalf of creditors or by acquiring debts from creditors.

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How to Remove ConServe from Your Credit Report

Better Credit Blog

They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. Originally founded in 1985, ConServe is a medium-sized debt collector that is headquartered in Fairport, NY. Hire a Professional. Validate the Debt.

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How To Remove FirstPoint Collections from Your Credit Report

Better Credit Blog

This means that your original creditor has officially handed the account over to a collection agency that will hound you for payments. They operate as a third-party debt collection agency and serves a variety of industries such as: financial institutions. Have you missed a few payments on one or more of your bills?

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How to Remove Convergent Outsourcing From Your Credit Report

Better Credit Blog

They collect on behalf of a variety of industries such as health care, telecommunications, financial institutions, government agencies, utility providers, and many more. They have received many complaints against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB).

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How to Remove CACH LLC from Your Credit Report

Better Credit Blog

Founded in 2005 in Colorado, they specialize in debt collection on the behalf of financial institutions. This is because it is common for information about the debt to get misconstrued when it is transferred from the original creditor to the debt collector.

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A Comprehensive Overview of How Commercial Debt Collection Agencies Work

Debt RR

Commercial debt collectors do not have the authority to pull funds from a bank account based on information provided to them by the original creditor. Any transactions processed can be disputed with the debtor’s financial institution. They also cannot sue for wage garnishment at any level.

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For Attorneys Representing Community Associations: A Primer On FDCPA Class Actions And How To Avoid Them

FDCPA Defense

Attorneys who collect for national banks, debt buyers or other financial institutions have been regular targets in FDCPA class actions. 2014) (collection complaints violated the FDCPA where they identified incorrect “originalcreditor that had made the loans to class members); McCollough v. 3d_, 2016 WL 4651403 (7th Cir.