Wed.Dec 29, 2021

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Daily Digest – December 29. Hunstein Files Brief for Upcoming Hearing; New Job Listings

Account Recovery

HUNSTEIN FILES BRIEF WITH ELEVENTH CIRCUIT IN PREPARATION FOR EN BANC HEARING By using a mail house to print and mail a collection letter, thus “exposing … non-public information to an unauthorized third party,” the plaintiff-appellant in Hunstein v. Preferred Collection & Management Services suffered a concrete injury and thus has standing to sue, his attorney argued … The post Daily Digest – December 29.

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Need a 2022 Money Goal? Borrow One From a Finance Nerd

Nerd Wallet

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. The new year offers time to set goals, especially if you have a debt hangover from the extra spending the holiday months require. While Gatorade and Advil won’t help much.

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Report Breaks Down Consumers’ Financial Situation During Pandemic

Account Recovery

As the COVID-19 pandemic took over the United States in 2020 and through 2021, fewer consumers — by and large — had problems paying their bills, but those who did have problems doing so had more problems than usual, according to data that was released last week by the Consumer Financial Protection Bureau. The CFPB … The post Report Breaks Down Consumers’ Financial Situation During Pandemic appeared first on AccountsRecovery.net.

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What Property Can I Keep After Filing for Bankruptcy?

Sawin & Shea

The bankruptcy process involves looking at your assets. In a Chapter 7, or liquidation bankruptcy, some of your property may not be protected, and you could lose it. Every state has different property exemption rules. Most Chapter 7 filings are what we call a “no asset” case. However, after you file, a bankruptcy trustee will review your list of exempted assets to determine whether or not you have the right to protect the claimed property.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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NYC Pilot Program Helps Individuals With Disabilities Reduce Debt, Improve Savings

Account Recovery

Individuals with disabilities face unique challenges that most people never have to encounter, and those challenges often include financial decisions that have to be made. A group of agencies and nonprofit organizations across New York City announced yesterday the results of a pilot program aimed at helping individuals with disabilities improve their financial situations and … The post NYC Pilot Program Helps Individuals With Disabilities Reduce Debt, Improve Savings appeared first on Acco

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Hunstein Files Brief With Eleventh Circuit in Preparation for En Banc Hearing

Account Recovery

By using a mail house to print and mail a collection letter, thus “exposing … non-public information to an unauthorized third party,” the plaintiff-appellant in Hunstein v. Preferred Collection & Management Services suffered a concrete injury and thus has standing to sue, his attorney argued in a brief that was filed last week with the … The post Hunstein Files Brief With Eleventh Circuit in Preparation for En Banc Hearing appeared first on AccountsRecovery.net.

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6 Best Credit Cards for Las Vegas Hotels

Nerd Wallet

A bachelor party, a milestone birthday celebration or an elopement are all great reasons to visit Las Vegas and experience its neon lights, flashy vibes and over-the-top decor. However, all that glitz and glam can cost a fortune before you even factor in gambling expenses. Here are some of the smartest credit cards for Las. Anya Kartashova writes for NerdWallet.

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New Job Listings – December 29

Account Recovery

During this, The Great Resignation Era, I thought it would be helpful to start a regular posting of different jobs within the accounts receivable management industry that I have found online. Please make sure to do your own due diligence before applying for a position included here or accepting any offers. This is merely meant … The post New Job Listings – December 29 appeared first on AccountsRecovery.net.

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The Ultimate Guide for Delta Flyers in Las Vegas

Nerd Wallet

Whether it’s theater and magic shows, gambling or people-watching, Las Vegas offers entertainment galore. It’s no wonder the city attracts tens of millions of visitors every year. Delta Air Lines flies nonstop to Las Vegas from most of its key hubs. If you’re searching for Delta flights to Las Vegas, check out this guide for. Anya Kartashova writes for NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Plaintiff’s Confusion Over Debt Collection Letter Is Not Enough to Create Standing to Assert an FDCPA Claim

Troutman Sanders

In Whitfield v. Contract Callers, Inc. , Civil Action No. RDB-21-1540 (D. Md. Dec. 20, 2021) , the District of Maryland dismissed claims asserted under the Fair Debt Collection Practices Act (FDCPA), holding that confusion concerning the identity of the original creditor allegedly caused by a poorly-worded collection letter did not result in the type of concrete injury necessary for the plaintiff to have standing under Article III of the Constitution.

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Birmingham Medical News: Sweeping Medical Record Changes Proposed for Alabama Physicians

Burr Forman

Reprinted with permission from the Birmingham Medical News. This article was published in the December 2021 issue. The Alabama State Board of Medical Examiners and the Alabama Licensure Commission have proposed a complete overhaul of the rules affecting medical record management by Alabama physicians (the “Proposed Rule”). Currently, there are few state guidelines with respect to medical record access, copying and patient notification, which often leads to disputes when a physician leaves a medi

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The Biggest Privacy Developments of 2021

Troutman Sanders

David Anthony, a partner with Troutman Pepper, is quoted in the Law360 article, “ The Biggest Privacy Developments of 2021.”. Still, the issue isn’t completely settled, as the Supreme Court’s ruling left open several questions, including whether a plaintiff may nevertheless survive the pleadings stage on the autodialer question or whether it’s enough for the device used to place the call to merely have the “capacity” to use a random and sequential number generator, according to David Anthony,

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Retail Sales Grew at Rapid Pace Despite Supply Chain and Omicron

NACM

This holiday season, sales rose at the fastest pace in 17 years, according to the Business Mirror. Despite inflation, shortages and the new Covid-19 strain, US holiday sales grew 8.5%, the news outlet reported.According to Mastercard SpendingPulse, clothing sales rose 47%, jewelry 32% and electronics 16%. "I feel really good about how the seas.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?