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We are entering a new type of economy in the coming months. If your small business wants to be prepared to weather the changing economic conditions, now is the time to act and put the systems in place to ensure your organization continues to thrive. You may already be seeing and experiencing the effects of our changing economy. Maybe your cost of goods has increased dramatically, or you have begun to see a trend in your accounts receivables, such as more people paying late.
It is recommended to assign accounts for collections roughly when they are between 60-90 days past due for a maximum recovery rate. The recovery rate dips as the account gets old. The following chart demonstrates the relationship between the Account-age and Recovery-Rate. Still, there are some industries where the average recovery rate is better than others.
Home buyers are looking for ways to whittle down their mortgage rates. As a result, a once-popular home-selling tactic is making a comeback. It’s called a temporary buydown, and it was widely used when mortgage rates were zooming upward in the late 1970s and early 1980s. The revival of the temporary buydown is timely, as. Holden Lewis writes for NerdWallet.
With the UK economy likely to fall into a recession, small business late payments were made on average 8.2 days later in September. This is the highest small business late payment time since August 2020 according to the latest data from Xero, the global small business accounting platform. Xero’s Small Business Index , based on aggregated data from hundreds of thousands of small businesses, found that in the UK unpaid invoices are paid significantly later than they are in Australia (6.5 days) and
In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.
The Federal Reserve is expected to hike interest rates by 75 basis points on Wednesday for the fourth consecutive time in its efforts to cool a hot economy. Federal Reserve Chairman Jerome Powell said in September that he wishes “there were a painless way” to lower inflation. “There isn’t,” he said. So who is going. Anna Helhoski writes for NerdWallet.
As a result of not getting paid for improvements to real property, you filed a mechanics lien. Rather than pay the lien, the owner of the property or general contractor posted a bond to discharge the lien. What does a mechanics lien bond mean and what do you need to do to get paid? Article 2, section 37 of the NY lien law allows a party to post a bond before or after an improvement to real property has been made.
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As a result of not getting paid for improvements to real property, you filed a mechanics lien. Rather than pay the lien, the owner of the property or general contractor posted a bond to discharge the lien. What does a mechanics lien bond mean and what do you need to do to get paid? Article 2, section 37 of the NY lien law allows a party to post a bond before or after an improvement to real property has been made.
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. It might have come off as a Halloween prank — if anyone outside a small group of cryptography enthusiasts.
As part of its ongoing initiative to scrutinize so-called “junk fees,” the Consumer Financial Protection Bureau (CFPB) published guidance on two practices that it opines potentially violate the Consumer Financial Protection Act’s prohibition on unfair practices. Specifically, the CFPB published a compliance bulletin , cautioning against charging across-the-board depositor fees to consumers who deposit a check that bounces, as well as a circular on what the CFPB refers to as “surprise” overdraft
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a.
To help you keep abreast of relevant activities, below find a breakdown of some of the biggest events at the federal and state levels to impact the Consumer Finance Services industry this past week: Federal Activities. State Activities. Federal Activities: On October 21, the Federal Trade Commission (FTC) issued “Protecting Older Consumers, 2021-2022, A Report of the Federal Trade Commission” to Congress on protecting older adults.
The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.
As prices on goods and services soar, every bit of value squeezed from credit cards helps. Perhaps paying an annual fee became less appetizing. Maybe you scaled back expenses in certain categories a credit card once rewarded, or you’re seeking opportunities to save with your credit cards. When you aren’t focused on debt and are. Melissa Lambarena writes for NerdWallet.
Tires are a big part of the cost of owning a car, and the range of tire prices doesn’t make it easier to budget for them. The price of tires depends on several factors, including how they perform in certain weather conditions, how well they handle, and what type of terrain they can manage. Each. Whitney Vandiver writes for NerdWallet. Email: wvandiver@nerdwallet.com.
When most people compare credit cards, they look at the card’s sign-up bonus, how many rewards it earns on purchases and what other perks it offers. While these benefits are valuable, when using your credit card for everyday purchases, another set of benefits may prove even more critical: return and purchase protection. Return and purchase. Lee Huffman writes for NerdWallet.
Heading to Disney World or Disneyland? If you’re ready to buy tickets and are debating which one of the many parks these two locations offer is right for you, you may have a few questions. Like, what is a Park Hopper at Disney World? How does it work? Is it worth it? Let us help. Alisha McDarris writes for NerdWallet. Email: travel@nerdwallet.com. The article Is the Disney Park Hopper Worth It?
Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage
There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.
Are you tired of boarding last? How about dragging through security? Flying can be a hassle, but having elite status with your airline may help to soothe some of the more annoying aspects of travel. But what if you don’t have status with a particular airline you want to fly? Look for a status match. Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com.
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