Fri.Oct 09, 2020

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Judge Grants MSJ For Defendant in Collector Bias Suit

Account Recovery

A District Court judge in Kansas has granted a motion for summary judgment in favor of a defendant that was accused of firing a collector because she was African-American, which underscores the importance of having documented policies and procedures and following them at all times. A copy of the ruling in the case of Washington … The post Judge Grants MSJ For Defendant in Collector Bias Suit appeared first on AccountsRecovery.net.

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Improve Difficult Client Conversations with These Six Examples

Enterprise Recovery

Communication, especially in the time of remote work and virtual meetings, has never been more important. As a freelancer, agency or business owner, you may also feel distracted or overwhelmed when juggling work, clients and working from home. If you've found client communication especially challenging recently, we've created a few example scripts that we hope will help you.

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N.Y. Cuts Judges to Trim Budget, Longer Delays Expected

Account Recovery

Anyone suing or being sued in New York state court should brace for delays in the adjudication process after the state’s Office of Court Administration announced that 46 judges are not being re-certified in a move intended to cut its budget to help the state manage expenses in the wake of the coronavirus pandemic. The … The post N.Y. Cuts Judges to Trim Budget, Longer Delays Expected appeared first on AccountsRecovery.net.

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Impact of Medical Tourism on US Providers

Nexa Collect

In our modern, globalized world we are hearing more and more about people traveling outside their country as “medical tourists” for healthcare procedures, treatment, and tests, but why and how does it work? The reasons why a person may travel for treatment vary widely; the patient”s country of origin and destination vary, too. But as the medical tourism market is currently growing rapidly, it is interesting to note that this phenomenon is in fact not quite so new.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Daily Digest – October 9. Judge Grants MTD in FDCPA ‘Other Charges’ Case; Judge Grants MSJ for Defense in Bias Suit Filed by Collector

Account Recovery

JUDGE GRANTS MTD IN FDCPA ‘OTHER CHARGES’ CASE FOR A SECOND TIME In a case that was defended by Ethan Ostroff of Troutman Pepper, a District Court judge in Illinois has, for the second time, granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by … The post Daily Digest – October 9.

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Judge Grants MTD in FDCPA Case Over ‘Other Charges’ For a Second Time

Account Recovery

In a case that was defended by Ethan Ostroff of Troutman Pepper, a District Court judge in Illinois has, for the second time, granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by referencing “other charges” which might be accruing and affecting the balance owed … The post Judge Grants MTD in FDCPA Case Over ‘Other Charges’ For a Second Time appeared first on AccountsRecovery.net.

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Canceling and Rescheduling a Mortgage Foreclosure Sale Now Requires a Motion

Jimerson Firm

In 2010, the Florida Supreme Court approved an amendment to the Florida Rules of Civil Procedure regarding mortgage foreclosures and enacted new forms, such as Form 1.996(b), Motion to Cancel and Reschedule Foreclosure Sale. In 2014, the Florida Supreme Court renumbered this form to the current Form 1.996(c) (2019). If a plaintiff wishes to cancel and reschedule a mortgage foreclosure sale, a written motion must be filed with the court in accordance with Florida Rules of Civil Procedure, Form 1

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Seventh Circuit Upholds Dismissal of FDCPA ‘Other Charges’ Class Action

Account Recovery

The Court of Appeals for the Seventh Circuit has upheld a lower court’s dismissal of a Fair Debt Collection Practices Act class-action lawsuit, ruling that including line items for “interest” and “other charges” in a breakdown of the plaintiff’s debt in a collection letter does not violate the FDCPA, even when those items are $0.00. … The post Seventh Circuit Upholds Dismissal of FDCPA ‘Other Charges’ Class Action appeared first on AccountsRe

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Is Navient a Federal or Private Loan?

Nerd Wallet

Key takeaways Navient services federal and private student loans and provides private student loan refinancing. The best way to determine if you have federal or private students loans is to check studentaid.gov. If you need to borrow money for college, exhaust federal student loans before taking out a private student loan. Navient is one of. Cecilia Clark is a writer at NerdWallet.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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Kansas TCPA Ruling May Determine ATDS Cases in 10th Circuit

Troutman Sanders

Recently, the District Court of Kansas analyzed the definition of an automatic telephone dialing system (“ATDS”) under the Telephone Consumer Protection Act (“TCPA”) in Hampton v. Barclays Bank Del. The Court concluded the TCPA only applies to equipment that randomly or sequentially generates telephone numbers to be called and does not apply to dialers that call from a list of numbers from a customer database.

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Hotels Where You Can Stay With Points to See Fall Leaves

Nerd Wallet

Looking for a change of scenery? Autumn’s stunning colors are on full display — a perfect excuse to take a trip someplace far away or squeeze in a quick getaway close to home. And the changing leaves of fall are even better when you’ve booked your hotel with points instead of cash. Here, grouped by. Ramsey Qubein is a writer at NerdWallet. Email: travel@nerdwallet.com.

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Guardianship of D.E. September 18, 2020 NH Supreme Court Opinion

McLane

This Order is offered for educational purposes only. References to law and rules may not be current. Counsel must evaluate whether the Order has utility in a given case. I am always happy to discuss issues of law and practice with fellow counsel and can be reached via the information below. Ralph F. Holmes McLane Middleton. ralph.holmes@mclane.com (603) 628-1409 (office) (857) 278-0019 (cell).

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How to Choose a Medicare Prescription Drug Plan in 5 Steps

Nerd Wallet

Whether you’re new to Medicare or a beneficiary gearing up for the annual open enrollment period from Oct. 15 through Dec. 7, you’ll want to pay special attention to your prescription drug coverage. Part D is the Medicare benefit that helps pay for prescription drugs and is administered by private insurers. People with Original Medicare. Walecia Konrad is a writer at NerdWallet.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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U.S. Supreme Court Rules in Favor of Burr’s Petition for the South Carolina Election Commission: South Carolina’s Witness Requirement on Absentee Ballots is Here to Stay

Burr Forman

On October 5th, the Supreme Court reinstated the requirement that South Carolina’s absentee ballots must be accompanied by a witness’s signature in this year’s General Election. Under the law, voters returning mail-in ballots swear an oath printed on the return envelope that confirms they are eligible to vote and that the ballot inside is theirs. The oath has to be witnessed by another person with the witness’s signature and address below the voter’s.

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Medicare Open Enrollment: Time to Shop and Compare

Nerd Wallet

Advertisement Privately administered Medicare plans — like Medicare Advantage, Medigap and Medicare Plan D — can change their coverage on drugs and other areas, so it’s a good idea to check your plan during those times of year when you can switch. Medicare has one main open enrollment window each year from Oct. 15. NerdWallet is a writer at NerdWallet.

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Tom Martin to speak at New Jersey Community Association Webinar

Price Meese

Thomas C. Martin has been tapped to speak on October 27, 2020 at 12:00 noon on community association law through the New Jersey Community Associations Institute’s webinar series. Topics include enforcement obligations of the governing documents and new legislation passed in connection with the current Covid 19 crisis. For more information and to register, you can visit www.cai-nj.gov.

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More Grads Are Going Back to School: Should You?

Nerd Wallet

College enrollment is down overall compared with last year due to the coronavirus. But the economic effects of the pandemic may actually be pushing some students back to school. “(It’s) probably the worst time to graduate from college in this generation,” says Doug Shapiro, executive director of the National Student Clearinghouse Research Center. “What are.

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Debt collection industry responds to ?debt threat? letter announcement

CSA

Chris Leslie, Chief Executive of the Credit Services Association (CSA), has welcomed the Treasury's announcement regarding new rules for debt letters aiming to help people to better understand and manage their debts. Chris said: ?The wording of these ?default letters? has been prescribed in old legislation for decades ? so we completely agree it?s about time the law was updated.

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Underrated Reasons Why You Need a Discover It Miles Card

Nerd Wallet

The Discover it® Miles card offers 1.5 miles for every dollar spent on all purchases, with $0 annual fee. That’s solid. But there’s a twist: UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. Kendra Collins is a writer at NerdWallet.

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Dodge Momentum Index Increases in September

NACM

The Dodge Momentum Index is on the rise again after a 3.7% increase in September. The nonresidential construction spending indicator from Dodge Data & Analytics saw both the commercial and institutional components improve as well. The Index measures the initial report of nonresidential building projects in planning. The commercial aspect increa.

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Trick-or-Treat Safely at Hotels You Can Book With Points

Nerd Wallet

Halloween celebrations this year may look different for a lot of people, so hotels are trying to dial up the fun for travelers. Here are some hotel activities across the nation to keep you spooked (in a good way) and happily entertained for Halloween 2020. The properties below, grouped by rewards program, are following strict. Ramsey Qubein is a writer at NerdWallet.

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.