Tue.Feb 14, 2023

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Judge Undercuts MVN Safe Harbor in FDCPA Case Over Undated Notice

Account Recovery

In one of the first cases to rule on whether leaving the date off the Model Validation Notice is a violation of the Fair Debt Collection Practices Act, a District Court judge in Florida has denied a motion to dismiss on three counts — granting it on the fourth — ruling that a “reliance on … The post Judge Undercuts MVN Safe Harbor in FDCPA Case Over Undated Notice first appeared on AccountsRecovery.net.

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9 Black Financial Influencers to Follow in 2023

Nerd Wallet

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. One of the easiest ways to manage your money better this year is to hit the follow button on. Benjamin Din writes for NerdWallet.

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Class Action Accuses Creditor of Voiding Payment Arrangement

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Class Action Accuses Creditor of Voiding Payment Arrangement first appeared on AccountsRecovery.net.

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Billions Spent on Tax Returns That Could Be Filed for Free

Nerd Wallet

Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. The article Billions Spent on Tax Returns That Could Be Filed for Free originally appeared on NerdWallet.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Appeals Court Affirms Ruling for Defendant in Collection Attorney Case

Account Recovery

The Court of Appeals for the Second Circuit has upheld a summary judgment ruling in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act, determining that the subjective nature of whether an attorney conducted a meaningful review of an account before deciding whether to file a collection lawsuit or … The post Appeals Court Affirms Ruling for Defendant in Collection Attorney Case first appeared on AccountsRecovery.net.

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ABA CEO: CFPB Can’t ‘Bully’ Banks

Account Recovery

The president and chief executive of the American Bankers Association yesterday pushed back against the Consumer Financial Protection Bureau and its attempts to “bully” banks and financial institutions into eliminating “perfectly legal or legitimate” fees. Speaking at the Conference for Community Bankers, Rob Nichols said the ABA is intently focused on what the CFPB is … The post ABA CEO: CFPB Can’t ‘Bully’ Banks first appeared on AccountsRecovery.net.

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Treasury Notes: Definition, Rates and Guide

Nerd Wallet

Alieza Durana writes for NerdWallet. Email: adurana@nerdwallet.com. The article Treasury Notes: Definition, Rates and Guide originally appeared on NerdWallet.

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Daily Digest – February 14. Class Action Accuses Creditor of Voiding Payment Arrangement; Appeals Court Rules in Collection Attorney Case

Account Recovery

CLASS ACTION ACCUSES CREDITOR OF VOIDING PAYMENT ARRANGEMENT A plaintiff has filed a class-action lawsuit against a creditor and two collection agencies for not honoring the terms of a payment plan that she entered with the creditor, accusing them of violating the Fair Debt Collection Practices Act and state collection laws in Florida. More details … The post Daily Digest – February 14.

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Setting Up Home Charging For Your Electric Vehicle

Nerd Wallet

Kurt Woock writes for NerdWallet. Email: kwoock@nerdwallet.com. The article Setting Up Home Charging For Your Electric Vehicle originally appeared on NerdWallet.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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How to Remove Bankruptcy from a Credit Report

Sawin & Shea

Although bankruptcy is often the only solution to get your finances back in order if you are struggling under mountains of debt, it does show up on your credit report for years, even after the bankruptcy has been discharged. Understandably, this can be frustrating, but there is no shame in filing for bankruptcy, and it can ultimately improve your financial situation.

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5 Things to Know About the Destiny Credit Card

Nerd Wallet

Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article 5 Things to Know About the Destiny Credit Card originally appeared on NerdWallet.

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CFPB Issues Guidance on Mortgage “Comparison Shopping” Platforms

Troutman Sanders

Can websites or mobile apps that offer ranked lists of mortgage providers purportedly best suited for individual consumers violate section 8 of the Real Estate Settlement Practices Act (RESPA)? According to the Consumer Financial Protection Bureau (CFPB or Bureau) in its recent advisory opinion , these digital platforms may violate the RESPA if the platform: 1) presents one or more service providers in a non-neutral way: and 2) manipulates its inputs or formula to generate comparison options fav

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Airbnb Stock: ABNB Price, Quote and Performance

Nerd Wallet

Recent Apple stock coverage FANG, FAANG, FAAMG and MAMAA stocks Best Tech Stocks How to Buy Apple Stock How to Invest in the S&P 500 How to Apply for the Apple Card Apple Makes Airport Security Less Painful for Some Travelers Chase Points Now Worth More When Redeemed for Apple Purchases (Limited Time) Apple Cash. NerdWallet writes for NerdWallet.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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The Composable Enterprise: Trends & Benefits from Composability

Fico Collections

Home Blog FICO The Composable Enterprise: Trends & Benefits from Composability Executives, digital innovators, DevOps leaders, and line of business leaders should embrace a composable business model to gain agility and other benefits Saxon Shirley Thu, 05/12/2022 - 07:46 by Bryan Howard Platform Solutions Partner expand_less Back To Top Tue, 02/14/2023 - 11:00 Today’s digital landscape is being driven by the growing need for “composable enterprises” – business capability models that can quickly

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The Guide To Alaska Airlines Wi-Fi

Nerd Wallet

Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article The Guide To Alaska Airlines Wi-Fi originally appeared on NerdWallet.

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CFPB Looks to Expand Its Oversight of Nonbanks through Two Controversial New Registries

Consumer Finance Watch

R. Andrew Arculin, R. Colgate Selden, Scott E. Wortman, Paula M. Vigo Marques, and Daniel V. Funaro The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) released two new proposals that aim to expand the Bureau’s authority over nonbank financial institutions: … Continue reading → The post CFPB Looks to Expand Its Oversight of Nonbanks through Two Controversial New Registries appeared first on Consumer Finance Watch.

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The Best East Coast National Parks

Nerd Wallet

Ramsey Qubein writes for NerdWallet. Email: travel@nerdwallet.com. The article The Best East Coast National Parks originally appeared on NerdWallet.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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Recession Fears Remain Despite Cooled Inflation

NACM

The Federal Reserve's aggressive interest rate hikes seem to have helped cool inflation, but many businesses still feel the strain of high prices—and some economists believe a recession is the only way to bring inflation down to the 2% goal.The Consumer Price Index (CPI) measured at 6.4% year-over-year in January, a slowdown from the 7.1% in Novemb.

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