Account Recovery

DECEMBER 14, 2021

While most households are in a better financial shape now than they were when the COVID-19 pandemic began, the economic benefit from financial aid provided by the federal government is rapidly fading, especially for those at the bottom of the income ladder, according to a published report, which warns that fewer consumers have savings to … The post Financial Cushions for Americans Getting Thinner Heading into 2022 appeared first on AccountsRecovery.net.

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Government 246

Jimerson Firm

DECEMBER 14, 2021

Businesses throughout Florida should be aware of consumer statutes that provide remedies to consumers and impose liability to businesses, even for small technical violations. Two important statutes for all businesses to be aware of are the Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA). This article discusses the similarities and differences between the FDCPA and the FCCPA.

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Debt collector Fair Debt Collection Consumer Collections Legal Rights 105

Account Recovery

DECEMBER 14, 2021

There is a lot of muscle memory in being a debt collector. From the time you begin training to the many similar phone conversations that are had day in and day out, there is a lot of repetition. It can be tough to unlearn certain behaviors and it can be easy to fall back into … The post How Companies Have Adapted Their Training Under Regulation F appeared first on AccountsRecovery.net.

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Debt collector 246

Nerd Wallet

DECEMBER 14, 2021

This article provides information for educational purposes. NerdWallet does not offer advisory or brokerage services, nor does it recommend specific investments, including stocks, securities or cryptocurrencies. If you work for a private company, meaning a corporation that isn’t publicly traded on a stock exchange, you may very well own company shares.

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Trade Education 95

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

DECEMBER 14, 2021

The American Medical Association and American Hospital Association have filed a lawsuit against the federal government seeking to stop the enactment of the No Surprises Act, which is scheduled to go into effect on January 1. The groups, joined by a number of other healthcare providers, are trying to block the process through which payers … The post Hospitals Sue Gov’t Over Dispute Process in No Surprises Act appeared first on AccountsRecovery.net.

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Healthcare Government 246

Account Recovery

DECEMBER 14, 2021

The Consumer Financial Protection Bureau has published its latest Supervisory Highlights report, which “shines a light on legal violations” identified during CFPB examinations that were conducted during the first half of 2021 as well as publicizing prior supervisory findings that led to public enforcement actions during that timeframe. By and large, debt collection received less … The post CFPB Publishes Supervisory Highlights, Details Potential Issue with Misleading Credit Rep

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Collections 246

PDC Flow

DECEMBER 14, 2021

Like many people in accounts receivable, Bethany Robertson found her career path by accident – working part time for an agency during college. Now, Vice President, co-owner, and founder of Debt Recovery Solutions of Ohio, Inc, she runs a thriving collection agency of her own. As a long time customer of PDCflow, we wanted to highlight Robertson’s accomplishments, as well as the success her agency has experienced under her leadership.

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Collections Debt Recovery Collection Agencies Collections Agency 90

Account Recovery

DECEMBER 14, 2021

The remaining defendants in a lawsuit filed by the Federal Trade Commission have reached a settlement, under which they will be permanently banned from participating in the collection industry as well as surrender funds in a number of bank accounts and the title to a Mercedes as part of a $12 million judgment that has … The post Collectors Banned From Industry in Settlement with FTC appeared first on AccountsRecovery.net.

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Nerd Wallet

DECEMBER 14, 2021

If you’re a city dweller and have found yourself frustrated with the local real estate market, relocating to a smaller town might seem like an attractive possibility in the near future. Maybe you’re reaching a different stage of your life — such as growing your family or approaching retirement — and you’re dreaming of a backyard. Taylor Getler writes for NerdWallet.

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Collections

Account Recovery

DECEMBER 14, 2021

COLLECTORS BANNED FROM INDUSTRY IN SETTLEMENT WITH FTC The remaining defendants in a lawsuit filed by the Federal Trade Commission have reached a settlement, under which they will be permanently banned from participating in the collection industry as well as surrender funds in a number of bank accounts and the title to a Mercedes as … The post Daily Digest – December 14.

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Trade Banks Collections 242

Nerd Wallet

DECEMBER 14, 2021

Whether you’re planning for college or thinking about retraining, consider setting your sights on jobs that will be most in demand in the future. Not the sci-fi “hotel concierge on Mars” future, but the next-decade future. The best jobs for the future are ones that are expected to grow and pay well between now and. Anna Helhoski writes for NerdWallet.

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Student loans Student Loans Loans 75

Albuquerque Law

DECEMBER 14, 2021

In 2020, more than 4.5 million people across the United States had their wages garnished to pay debts. Wage garnishments are a common tactic creditors use to collect debts. In turn, they are also a common challenge that individuals already struggling with debt face. We have discussed the important aspects of New Mexico’s laws regarding wage garnishments in previous blog posts.

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Garnishment Bankruptcy Creditors Banks 75

Nerd Wallet

DECEMBER 14, 2021

If you plan to visit Sin City and like flying with Southwest Airlines, you’ll be happy to know that you have many options for Southwest flights to Las Vegas. Here’s what you need to know. The Southwest route map from Las Vegas Southwest flies direct to Las Vegas from more than 60 U.S. cities, including Buffalo, Natasha Gabrielle writes for NerdWallet.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

On Guard

DECEMBER 14, 2021

Visma | Onguard is aware of the recently disclosed security issue relating to the open-source Apache “Log4j2″ utility (CVE-2021-44228). Visma | Onguard is not using Log4j2 within any of our services or applications including: CreditManager, MatchMaker, Collector, CreditNext, Connext, PolicyManager and ICMS (including One, DCMS and Enterprise).

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Nerd Wallet

DECEMBER 14, 2021

American Airlines flies to an impressive 123 international destinations across 61 countries. However, American doesn’t fly to every international destination that travelers want to visit. So connecting between American Airlines and its Oneworld partner airlines is essential for flying to many international locations. Not all airline loyalty programs let you combine multiple Oneworld airlines in.

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Burr Forman

DECEMBER 14, 2021

An article titled “Limiting Title III Liability for Website Accessibility” written by Partner Carlton Hilson and Associate Gabriell Jeffreys was published in Risk Management Magazine. In the article they offer these three tips to mitigate risk: be proactive, stay current, and know when to ask for help. Excerpt from the article: Among the website accessibility lawsuits that have gone to court there has been a circuit split on the question of whether websites are considered a place of

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Nerd Wallet

DECEMBER 14, 2021

A financial hardship can add stress to an already-difficult situation, like when your vehicle breaks down, someone in your household loses their job or a family member requires expensive medical care. A hardship loan can be any money you borrow during such a difficult time. This can include a loan from a friend or family. Annie Millerbernd writes for NerdWallet.

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Loans Personal loans 69

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Collections

On Guard

DECEMBER 14, 2021

Visma | Onguard is aware of the recently disclosed security issue relating to the open-source Apache “Log4j2″ utility (CVE-2021-44228). Visma | Onguard is not using Log4j2 within any of our services or applications including: CreditManager, MatchMaker, Collector, CreditNext, Connext, PolicyManager and ICMS (including One, DCMS and Enterprise).

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Nerd Wallet

DECEMBER 14, 2021

Square costs fall into one of three categories: per-use fees for payment processing, a monthly subscription cost for software and the price of any Square hardware you buy. The basic Square point-of-sale app is free to use. You’ll only pay the standard transaction fee of 2.6% plus 10 cents for each in-person card payment. If. Kurt Woock writes for NerdWallet.

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TCPA

DECEMBER 14, 2021

The retroactivity of the Supreme Court’s decision in Barr v. AAPC is back before the Supreme Court to decide—if, that is, it grants the petition for certiorari that was just filed by the Defendant in Lindenbaum v. Realgy.

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Nerd Wallet

DECEMBER 14, 2021

What is a Coverdell ESA? A Coverdell education savings account is a tax-advantaged trust or custodial account used to save for educational expenses. Contributions to Coverdell accounts can total up to $2,000 a year and are tax deferred, meaning any growth in the account would not be subject to income or capital gains taxes when. Connor Emmert writes for NerdWallet.

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Education 67

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Collections Law

DECEMBER 14, 2021

Once you win your judgment case against someone who owes you money, you should be able to collect on your judgment and move on with your life. Unfortunately, many debtors do not readily pay up, even with a court order against them. As experienced commercial collection attorneys at Law Offices of Alan M. Cohen LLC, we are often called on to assist with commercial collection cases.

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Commercial Collection Collections Debtor Judgment 52

Nerd Wallet

DECEMBER 14, 2021

Point-of-sale systems are more than just cash registers these days. Contactless payment services such as Apple Pay move customers through the line faster and make fumbling with physical cards and cash feel old-fashioned. What Is Apple Pay? Apple Pay is a service from Apple designed to help users make credit or debit card payments from. Tina Orem writes for NerdWallet.

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Payment Savvy

DECEMBER 14, 2021

A recent study conducted by pymnts.com states 59% of over 400 CFOs believe digital payments are essential for a healthy business bank account. Reading this, you know your business should be accepting digital payments, but how do you make the switch? We’re here to help! In this blog post, we’ll cover why it’s essential for your business and what steps you can take to get started.

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Banks 52

Burr Forman

DECEMBER 14, 2021

Marcel Debruge was quoted in a December 10, 2021 article discussing the recent vote by workers at a Starbucks store in Buffalo, NY to unionize. While the vote only affects one store, it is cause for speculation as to whether the successful unionization will energize others around the country. “Is organizing a handful of folks in Buffalo going to do much to advance the labor movement?

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Collections 52

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