Remove Creditworthiness Remove FDCPA Defense Related Topics
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Is The CFBP's Position On Credit Reporting Statements Consistent With The Case Law?

FDCPA Defense

These include statements suggesting that paying their debts might improve their credit report, their credit score, or their creditworthiness, or that payments may increase the likelihood that the consumer will receive credit or more favorable credit terms.

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Will You Know A “Dispute” When You See It?

FDCPA Defense

See 16 C.F.R. A furnisher may deem a dispute to be “frivolous or irrelevant,” however, if the consumer fails to provide the furnisher with sufficient information to investigate.