Sawin & Shea

MARCH 16, 2021

The new rule also loosens the restrictions on how often creditors can contact you. Although debt collectors can contact debtors in new ways, people can also opt-out of being contacted entirely. Will Creditors Really Contact Me On Social Media? Or at least that’s the plan. Unlimited text messages.

Debt collector 98

Debt collector Bankruptcy Creditors Fair Debt Collection 98

Sawin & Shea

MARCH 7, 2023

If you’re struggling with debt and considering bankruptcy, speaking with a bankruptcy lawyer can help you determine your best options and give you some clarity on how the process works. At Sawin & Shea, LLC, our Chapter 7 Bankruptcy lawyers have helped clients just like you in the Indianapolis and surrounding areas.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Lawyers Bankruptcy Unsecured Debt 52

Collections Law

APRIL 2, 2024

When a debtor is delinquent, one of the biggest concerns for creditors is that the debtor doesn’t have enough money to pay what they owe. An ex parte attachment is a legal remedy that allows a creditor to secure a debtor’s assets without prior notice to the debtor. At Law Offices of Alan M.

Collections 52

Collections Judgment Debtor Commercial Collection 52

Collections Law

MARCH 19, 2024

When a debtor is delinquent, one of the biggest concerns for creditors is that the debtor doesn’t have enough money to pay what they owe. An ex parte attachment is a legal remedy that allows a creditor to secure a debtor’s assets without prior notice to the debtor. At Law Offices of Alan M.

Collections 52

Collections Judgment Debtor Commercial Collection 52

Sawin & Shea

APRIL 24, 2024

Before someone makes a bankruptcy filing, it is not uncommon for debtors to feel as if they have to make some tough decisions. Which creditors can they pay? This typically occurs because the debtor doesn’t have the money to pay all of their creditors, so they feel they need to rank which ones are more important to pay first.

Bankruptcy 52

Bankruptcy Unsecured Creditor Debtor Creditors 52

Collections Law

SEPTEMBER 10, 2021

Filing your proof of claim Once you receive notice that your debtor has declared bankruptcy, you should review the paperwork and your status as a listed creditor. You should also have the chance to attend a meeting with the debtor to ask questions regarding the bankruptcy filing. The court could force you to return the payment.

Debtor 52

Debtor Bankruptcy Chapter 7 bankruptcy Collections 52

FFGN COLLECT NY

JUNE 12, 2022

Are you or your collection attorney attempting debt collection efforts even though the debtor filed for bankruptcy? The debtor did not pay. We executed on the judgment and before any monies could be restrained to satisfy the client’s judgment, the debtor filed for bankruptcy; a no-asset case. Violating an Automatic Stay.

Debtor 52

Debtor Bankruptcy Collections Law Firms 52

Sawin & Shea

JANUARY 5, 2022

Filing for bankruptcy is often a necessary yet scary and confusing process for debtors. Working with a lawyer will help ensure you get the most benefit from your case, and they can answer any questions and help alleviate your concerns. It is not uncommon for debtors filing bankruptcy to forget to add a creditor when filing.

Creditors 52

Creditors Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy 52

Collections Law

APRIL 9, 2021

You’ve won your case in court, and your debtor needs to make the necessary payments to resolve the outstanding debt. Cohen LLC will frequently seek to attach your debtor’s bank accounts — either with notice or ex parte — in our efforts to secure payments from your debtor. But it rarely is that easy. Reach and Apply Injunctions.

Debtor 52

Debtor Judgment Collections Debt Recovery 52

Collections Law

JULY 6, 2021

Cohen LLC, you will find that the process of domesticating and enforcing foreign judgments against your debtors is a much more straightforward process than one would typically expect. For out-of-state creditors, the commercial litigation collections lawyers at Law Offices of Alan M. Filing of Judgments. With Notice vs. Ex Parte.

Debtor 52

Debtor Judgment Collections Lawyers 52

National Service Bureau

JUNE 18, 2015

The Fair Debt Collection Practices Act was passed in 1977 to outline the ways in which consumers can be contacted by collection agencies. Lawyered up : If the consumer has an attorney whose services are related to that debt, a collector may not contact that person. First, who is a debt collector?

Debtor 40

Debtor Debt collector Collection Agencies Collections Agency 40

Sawin & Shea

MARCH 20, 2024

When you have bills piling up and you’re dealing with notices from the Internal Revenue Service (IRS), it’s time to contact an attorney to learn more about your options. They typically answer questions from a debtor about back taxes, filing annual tax returns, and tax penalties they may owe. You deserve a fresh start.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Lawyers 52

Sawin & Shea

APRIL 10, 2024

With Chapter 7 bankruptcy, you as the debtor can discharge most unsecured obligations after liquidating nonexempt assets. For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC. In this blog, we discuss what assets and property a debtor may lose in Chapter 7 bankruptcy.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Debtor Unsecured Creditor 52

Sawin & Shea

MARCH 13, 2024

A reaffirmation agreement is a document that re-obligates a debtor to repay a particular debt, such as a car loan, mortgage, or other loan type. It basically serves as a legally binding promise that the person filing for bankruptcy will resume making payments in full and on time to the creditor.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Chapter 13 bankruptcy Bankruptcy Collateral 52

Sawin & Shea

FEBRUARY 16, 2022

An emergency bankruptcy is a bankruptcy filing method that expedites the filing process to stop creditors and bill collectors from seeking debts from borrowers. An automatic stay is an injunction prohibiting creditors from collecting debts. The Debtor(s) need to complete the required credit counseling session.

Bankruptcy 98

Bankruptcy Chapter 13 bankruptcy Repossession Debt collector 98

Collections Law

APRIL 9, 2021

You’ve won your case in court, and your debtor needs to make the necessary payments to resolve the outstanding debt. Cohen LLC will frequently seek to attach your debtor’s bank accounts — either with notice or ex parte — in our efforts to secure payments from your debtor. But it rarely is that easy.

Debtor 40

Debtor Judgment Collections Debt Recovery 40

Taurus Collect

FEBRUARY 1, 2024

They are responsible for pursuing the repayment of debts on behalf of creditors. Understanding the Debt Collection Process The debt collection process typically initiates once a creditor concludes an account is non-performing, meaning the debtor has missed payments for several months.

Debt collector 52

Debt collector Debtor Collection Agencies Collections Agency 52

Nexa Collect

JULY 28, 2020

Skip tracing techniques allow agents to track down debtors that have “skipped” out on their debts and are no longer reachable. Debtors Are More Likely to Pay A Collection Agency. When a debt passes from the original creditor to a collection agency, this escalation often makes debtors pay attention. Contact Us.

Collection Agencies 130

Collection Agencies Collections Agency Collections Debt Recovery 130

UK debt collections

SEPTEMBER 2, 2021

Debt collection in France: breaking down the different procedures and judicial measures made available to creditors in France. Step 1: Your lawyer will send a formal demand letter to your debtor (‘la mise en demeure’). Step 3: Your lawyer will file for an Interim Injunction Order from the Courts. Invoke legal action.

Collections 79

Collections Debtor Lawyers Collection Agencies 79

Sawin & Shea

FEBRUARY 7, 2024

It is not generally recommended that Debtors take on the task of presenting a bankruptcy case pro se, that is without an attorney. While you can technically file bankruptcy for free without a lawyer, it’s important to retain one if possible. You may also wonder whether you can file bankruptcy, no money down. The short answer is “yes.”

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Creditors 52

Sawin & Shea

MARCH 14, 2023

Indiana allows debtors to exempt assets when filing for bankruptcy up to a certain monetary amount, and that amount recently increased. These exemptions still apply because they decrease the amount that you’ll need to pay back to creditors with your repayment plan. Why Did Bankruptcy Exemptions Increase in Indiana?

Bankruptcy 64

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Debtor 64

FFGN COLLECT NY

DECEMBER 11, 2023

You must confirm that the debtor owes your client the money; otherwise, it could have serious legal implications. You must perform the debt validation within the initial days of contact with the client. Empathic Communication A business or client hired you as a debt collection attorney to help them collect the debts owed by a creditor.

Collections 52

Collections Debtor Fair Debt Collection Lawyers 52

Sawin & Shea

SEPTEMBER 14, 2022

They can assist you through the bankruptcy process and can keep creditors from unlawfully harassing you. An automatic stay prevents creditors and lenders from collecting debt or collateral on protected assets. With consumer debts, co-debtors receive the protection of an automatic stay. Contact Indianapolis Bankruptcy Attorneys.

Chapter 13 bankruptcy 122

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Student loans 122

Sawin & Shea

SEPTEMBER 21, 2022

If you have further questions regarding filing for Chapter 13 bankruptcy, your best course of action may be to enlist the assistance of Chapter 13 bankruptcy lawyers. Seasoned bankruptcy lawyers can untangle the complex intricacies of filing, and they can help you create a financial plan for becoming debt free.

Chapter 13 bankruptcy 94

Chapter 13 bankruptcy Bankruptcy Unsecured Creditor Lawyers 94

Sawin & Shea

DECEMBER 7, 2022

Many debtors make the mistake of racking up more debt before filing because they figure that they’ll be able to discharge it. If you make a luxury purchase of over $600 within 90 days of filing for bankruptcy, creditors will request for the bankruptcy court to not discharge the debt. Contact an Indiana Bankruptcy Attorney.

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Creditors 98

Debt Free Colorado

FEBRUARY 21, 2022

To learn more about pursuing your legal rights, contact your state’s local consumer agency. The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations. Contact you at work if you tell them you’re not allowed to get calls at work. or after 9 p.m. unless you agree.

Debt collector 98

Debt collector Fair Debt Collection Collection Agencies Collections Agency 98

Sawin & Shea

MARCH 27, 2024

You can get a free consultation by contacting us online or calling us at (317) 759-1483 , and we’ll review your personal situation. This bankruptcy protection will prohibit a collection agency or another creditor from recovering debt or taking action against you. What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy Creditors 52

Sawin & Shea

APRIL 17, 2024

If you have additional questions regarding Chapter 13 or Chapter 7 bankruptcy, contact the attorneys at Sawin & Shea, LLC. The court will then order a bankruptcy stay — also called an automatic stay — that prohibits creditors and lenders from collecting what you owe. Do Creditors Prefer Chapter 13 Bankruptcy?

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 52

Sawin & Shea

JUNE 21, 2023

The Chapter 13 repayment plan consolidates your existing debts into a three to five-year plan to pay back your creditors, and initiating the process offers immediate protections, including an automatic stay, and allows you to keep all of your possessions. When filing for Chapter 13, debtors don’t immediately discharge their debts.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Debtor 52

Collections Law

SEPTEMBER 24, 2020

Many debtors try to hide from their obligations, especially if they owe monies to numerous parties. When dealing with shady and delinquent debtors such as these, it is crucial to have a quick and effective plan of action. What About Out-of-State Creditors? Contact the Law Offices of Alan M. Is your business owed money?

Debt Recovery 40

Debt Recovery Lawyers Collections Commercial Collection 40

Taurus Collect

JANUARY 10, 2024

The key objective of these rules is to ensure fair play between the creditor and the debtor, preventing any kind of harassment without compromising the debt recovery process. It includes standards for communication and clear rules about when and how a business can contact a debtor.

Collections 52

Collections Debtor Collection Agencies Collections Agency 52

Debt Free Colorado

MARCH 3, 2023

Find Out the 10 Common Questions About Bankruptcy with Colorado Bankruptcy Lawyers. Contact the Law Office of Clark Daniel Dray (debtfreecolorado) if you are thinking about filing for bankruptcy to find a solution and receive thorough responses to all your inquiries that are pertinent to your case. What Can’t Bankruptcy Do?

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Credit Counselor Chapter 7 bankruptcy 52

Collections Law

SEPTEMBER 24, 2020

Many debtors try to hide from their obligations, especially if they owe monies to numerous parties. When dealing with shady and delinquent debtors such as these, it is crucial to have a quick and effective plan of action. What About Out-of-State Creditors? Contact the Law Offices of Alan M. Is your business owed money?

Debt Recovery 40

Debt Recovery Lawyers Collections Commercial Collection 40

Debt Free Colorado

JANUARY 27, 2022

They then exercise control over the merchandise sold to satisfy creditors. They will sell them and use the revenues to pay for the bankruptcy’s fees , charges, and expenditures before paying creditors. ” The Trustee has the authority to seize and liquidate non-exempt property to benefit creditors. .”

Bankruptcy 75

Bankruptcy Chapter 7 bankruptcy Unsecured Creditor Debtor 75

FFGN COLLECT NY

NOVEMBER 21, 2022

Seeking replevin is common and used by debt collection lawyers to recover goods or collateral for their clients. ” Similarly, if a creditor has financed the inventory of parts or other goods that are kept under lock and key, the creditor would need to break in and enter or gain access to otherwise secured premises to regain the goods.

Collateral 52

Collateral Repossession Debtor Creditors 52

FFGN COLLECT NY

JANUARY 23, 2024

” Wondering if the printed language appearing on your invoice is enforceable if you go forward with a NY Debt Collection claim? More and more creditors are including language on invoices anticipating non-payment by customers. And they want the debtor to pay for the costs of collection together with the additional interest.

Collections 52

Collections Creditors Debtor Lawyers 52

Sawin & Shea

NOVEMBER 3, 2021

Prior to filing for bankruptcy, it is not uncommon for debtors to feel as though they have to make tough decisions regarding which creditors they can pay and which ones they can’t. Unfortunately, this decision to prioritize paying one creditor over another can complicate their case should they decide to file for bankruptcy.

Bankruptcy 52

Bankruptcy Creditors Debtor Lawyers 52