Nexa Collect
JULY 1, 2020
Experian reports that the lowest FICO credit score is 300, but no one really stays at such a low score once some financial history has been established. Improving Your Credit Score. Two well known, and dreaded, causes of a falling credit score are bankruptcy and entering debt relief programs. What about the ‘invisibles’?
Collection Industry News
APRIL 13, 2024
These plans typically run for three to five years, allowing you to pay off your debt completely during that timeframe. Pay it off with a debt consolidation loan A debt consolidation loan from a bank, credit union or online lender may also be worth considering.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Better Credit Blog
MAY 4, 2022
If your score is low, you’ll need to know how to fix a bad credit score before going through the application process. Find a lender : Thoroughly research personal loan lenders and offers from credit unions. In this case, you can look to alternative types of debt relief, such as debt settlement or bankruptcy.
Better Credit Blog
AUGUST 9, 2021
If the amount of your overall debt isn’t all that high, and you only need to borrow a relatively small amount of money, then PenFed might be a strong option for you, as it offers loans for as little as $500 and up to $35,000. Unlike with many credit unions, it’s possible to pre-qualify for a loan to see what offers are available.
Better Credit Blog
AUGUST 9, 2021
If the amount of your overall debt isn’t all that high, and you only need to borrow a relatively small amount of money, then PenFed might be a strong option for you, as it offers loans for as little as $500 and up to $35,000. Unlike with many credit unions, it’s possible to pre-qualify for a loan to see what offers are available.
Troutman Sanders
FEBRUARY 21, 2024
On February 16, the CFPB reported on the first set of results from the newly updated Terms of Credit Card Plans survey. The report alleges that large banks are offering worse credit card terms and interest rates than small banks and credit unions, regardless of credit risk. For more information, click here.
Collection Industry News
MARCH 28, 2022
Proposed registration includes debt settlement services, student debt relief services, postsecondary education financing, and wage-based advances. Research and Market Monitoring.
Expert insights. Personalized for you.
130 
Let's personalize your content