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8 Ways to Consolidate Credit Card Debt 

Credit Corp

Types of credit card consolidation include credit card consolidation loans, balance transfer credit cards, home equity loans, HELOCs, retirement loans, cash-out auto refinance, family loans, and debt management plans. Table of Contents: What Is Credit Card Consolidation?

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4 Reasons NOT to Get a Payday Loan

Debt Guru

Instead, look at other options, such as: Reducing your expenses Delaying paying some bills Getting a loan from a bank or credit union Using a credit card Borrowing from family and friends Borrowing from employer. Turn to the friendly folks at DebtGuru.com for real advice on getting a handle on your debt.

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How to Pay Collections

Credit Corp

Don’t let a debt collector bully you into paying an amount you can’t afford or that causes you to let your other financial obligations slide. Creating a Debt Management Plan. While debt collectors aren’t required to accept a payment plan, they can be a great way to get a debt paid off. Money Transfer.

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The Best Debt Consolidation Loans

Better Credit Blog

If the amount of your overall debt isn’t all that high, and you only need to borrow a relatively small amount of money, then PenFed might be a strong option for you, as it offers loans for as little as $500 and up to $35,000. Unlike with many credit unions, it’s possible to pre-qualify for a loan to see what offers are available.

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The Best Debt Consolidation Loans

Better Credit Blog

If the amount of your overall debt isn’t all that high, and you only need to borrow a relatively small amount of money, then PenFed might be a strong option for you, as it offers loans for as little as $500 and up to $35,000. Unlike with many credit unions, it’s possible to pre-qualify for a loan to see what offers are available.

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An In-Depth Guide to Bank Account Garnishment in Texas and How to Avoid It

Debt RR

Common reasons for bank account garnishment in Texas include: Private creditors: These are banks, credit unions, credit card companies, peer-to-peer lenders, hard money loan providers, and other financial institutions. This debt can include anything from credit cards to past due balances on office space.

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

DFPI ordered the company to desist and refrain from unlicensed student loan debt relief servicing and refrain from engaging in unlawful, deceptive, and abusive student loan debt relief practices. For more information, click here.