Titan Consulting
SEPTEMBER 22, 2020
Non-profit and for-profit credit counseling agencies assist with budgeting, set up a debt management plan (DMP), and work with creditors to lower the interest rate on enrolled accounts. To qualify for credit counseling, you must be able to repay the full balance owed plus some interest of the unsecured debt within 60 months.
Sawin & Shea
AUGUST 24, 2020
If you’re dealing with debt and considering filing for bankruptcy, it’s a good idea to get professional legal advice on how to handle the proceedings. There are countless scams and “credit repair” cons trying to take advantage of your situation when you need help the most. Should I File for Bankruptcy?
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Collection Industry News
JULY 25, 2022
Consolidated credit’s mission is “to assist families throughout the United States to end financial crises and solve money management issues through education and professional counseling.” If you are struggling with credit card debt and late fees incurred with it, a debt management program can help.
Better Credit Blog
AUGUST 9, 2021
Payoff – Best For Paying Off Credit Card Debt. Payoff specializes in debt consolidation loans that can help you pay off credit card debt, and will even send direct payment to your creditors. Pros: Will accept credit scores as low as 600. Cons: Potentially high origination fee. $10
Better Credit Blog
AUGUST 9, 2021
Payoff – Best For Paying Off Credit Card Debt. Payoff specializes in debt consolidation loans that can help you pay off credit card debt, and will even send direct payment to your creditors. Pros: Will accept credit scores as low as 600. Cons: Potentially high origination fee. $10
Better Credit Blog
JANUARY 20, 2022
This is why many people engage the services of a debt relief agency. TransUnion calculates that paying off $5,000 of credit card debt at the minimum rate costs $10,000 in interest. The fees you can expect to pay for Freedom Debt Relief’s services range from 15–25%. National Debt Relief vs. Freedom Debt Relief.
Better Credit Blog
APRIL 11, 2022
Although accruing lots of debt isn’t ideal, it may sometimes be unavoidable, such as mortgage payments or student loans. In these situations, debt is considered positive mainly because your financial objective has value and long-term benefits. This list should include any personal loans, mortgages, car leases, and credit card debt.
Expert insights. Personalized for you.
98 
Let's personalize your content