Better Credit Blog
APRIL 1, 2022
When you stop making payments on an auto loan, the lender will take the vehicle back. In lending terms, this is called repossession. Read on to find out how to remove an invalid repossession from your credit report. Either kind of repossession hurts your credit score. Seek Professional Help.
Credit Corp
JUNE 14, 2023
More than 10% of subprime auto loan customers were behind on payments by 60 days or more in early 2021. We’ll break down when a car payment is late, as well as other common loans, so you’ll be prepared to pay your loans on time. How Late Can You Be on a Mortgage Loan Payment? How Late Can You Be on Credit Card Payments?
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Better Credit Blog
APRIL 1, 2022
It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Professional credit repair projects tend to take two to three months. Repossessions.
Titan Consulting
APRIL 26, 2020
Deferring your auto payments may put you at risk for repossession if your lender requires you to catchup and make all deferred payments at the end of the deferral period. These options could extend the loan term, or reduce the interest rate to lower the payment permanently. . Some payment waivers could come back to haunt you.
Better Credit Blog
JANUARY 6, 2021
As such, this type of inquiry happens when you apply for credit cards, as well as loans and lines of credit. It differs from a soft inquiry, which occurs when you check your score, pre-qualify for a loan, or compare quotes. Soft inquiries have no effect on your credit. Repossessions. Call in the Experts.
Better Credit Blog
JANUARY 29, 2021
If you are overwhelmed by dealing with negative entries on your credit report, we suggest you ask a professional credit repair company for help. How Does a Macys DSNB Hard Inquiry Affect Your Credit Report? Any time you apply for new credit, like a card, loan, or line of credit, the lender might run a hard credit check.
Better Credit Blog
JANUARY 5, 2021
Did you apply for a Home Depot credit card, loan, or credit account? Whenever you apply for funding, you can expect a hard credit check. Home Depot CBNA On My Credit Report. Home Depot CBNA On My Credit Report. Home Depot CBNA is the credit reporting code for Home Depot Citibank North America.
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