Credit Corp

NOVEMBER 9, 2020

Can a collection agency report to a credit bureau without notifying you? The name of the original creditor to whom the debt is owed. government or any state. Impersonations of an attorney, law enforcement official, or government official (17%). The answer might not be that simple. The Law Protects You.

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Collection Agencies Collections Agency Credit Bureau Collections 105

Sawin & Shea

JUNE 9, 2021

The FTC (Federal Trade Commission) is an arm of the United States government that enforces consumer protection and antitrust laws. Approximately one third of consumers with a credit bureau file were contacted by at least one creditor or debt collector each year, according to a CFPB (Consumer Financial Protection Bureau) survey.

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Debt collector Collection Agencies Collections Agency Bankruptcy 94

Credit Corp

MAY 3, 2023

If you’ve got an error of your credit report, it’s up to you to find it, dispute it, and fix the error. Formally disputing an error involves writing a formal dispute letter to the creditor as well as the appropriate credit bureau reporting the inaccuracy. Tell the credit bureau what action you want them to take.

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Sawin & Shea

JANUARY 28, 2021

There are also a few important things you should keep in mind about talking to collection companies and creditors. During your bankruptcy process, you might receive calls from collection agencies as well as the original creditors. These tips will help you handle collection calls correctly. But don’t hang up!

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Collections Bankruptcy Creditors Original Creditor 52

Better Credit Blog

APRIL 1, 2022

Especially in the current pandemic, COVID 19, medical bills, credit card bills, and other financial service bills may start to pile up. If you’re unable to pay your original creditor, your debt may pass to a debt recovery agency, earning a collection letter and possibly a stain on your credit report.

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Collections Fair Debt Collection Debt collector Creditors 52

Collection Industry News

SEPTEMBER 8, 2020

Note, however, that the FDCPA applies only to third party collectors who collect debt for original creditors. It does not apply to the original creditor itself who uses its own employees to collect debt. c) Falsely representing that they work for a credit bureau. Let’s use our beloved Pres.

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