What Does 2023 Have in Store for U.S. Credit Risk and FICO Score Trends?
Fico Collections
APRIL 28, 2023
And that’s because it generally takes a few months for the effects of that event and the accompanying financial strain to start to show up in consumers’ credit reports, such as in the form of rising balances, credit seeking behavior, and eventually for some, missed payments. consumers decreased on a year-over-year basis.
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