Sawin & Shea
AUGUST 9, 2023
You aren’t allowed to pick and choose which debt you want the bankruptcy to apply to. Briefly, unsecured debts are not backed by any collateral and include things like credit card balances and unpaid medical bills. Creditors cannot reclaim any of your property if you default on a loan. What is my total credit card debt?
Credit Corp
JUNE 12, 2023
A personal loan is money borrowed from a lender that can be used for almost any purpose, from debt consolidation to home improvement projects. Most people don’t have $5,000+ sitting in their bank accounts—that’s where personal loans come in. You may even qualify for a subsidized loan or an income-driven repayment plan.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Sawin & Shea
JANUARY 24, 2024
When you are overwhelmed by debt, you may start to wonder if declaring bankruptcy or pursuing debt consolidation is the better option. Understanding the key aspects of each can help you determine what is better, bankruptcy or debt consolidation, for your situation. Equity loans put your home at risk as collateral.
Better Credit Blog
MAY 20, 2022
Everything about personal loans is fixed from day one: the length of the loan, the interest rate, and the amount you borrow, meaning the terms of your loan are set in stone. Personal loans can be either secured or unsecured. The far more appealing choice, the unsecured personal loan, does not require any collateral.
Collection Industry News
JANUARY 13, 2024
The largest increase in any category was credit card debt, which swelled by 16.6% Auto loan and mortgage debt increased by 4%, while student loan debt saw a modest rise of 1.6%. It is important to remember that household debt is primarily composed of mortgages, auto loans, credit cards and student loans.
Better Credit Blog
MAY 4, 2022
Debt consolidation is when you bundle several debts together into one larger sum and then make a single monthly repayment instead of multiple smaller ones. Consolidating debts with different interest rates and repayment schedules can make it easier to manage your finances. Debt Consolidation Guide.
Better Credit Blog
APRIL 2, 2022
Loan Terms. Life Insurance, Student Loan Refi, Credit Card Comparisons. How Does A Fiona Loan Work? Fiona works as an aggregator for personal loan lenders ; it does not actually fund any personal loans itself. Student Loan Refinancing. Desired loan amount. 24 – 84 months. Cost to Use.
Expert insights. Personalized for you.
52 
Let's personalize your content