Remove Chapter 7 bankruptcy Remove Collections Agency Remove Creditors Remove Debt settlement
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Need Debt Relief? Here Are Your Options

Debt Guru

When your voicemail is filled with messages from collection agencies and stacks of bills arrive in your mailbox that you have no chance of paying, it’s time for some serious debt relief help. There are two forms of bankruptcy: Chapter 7 bankruptcy is when you go to court and ask that all of your outstanding debt is discharged.

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Tips for Credit Debt Relief

Sawin & Shea

Collection Agency Involvemen t: After being 90 days delinquent on a credit card payment, the company might send you to their collections department. This means you will be contacted (usually A LOT) by their debt collectors to arrange payment. Chapter 13 Bankruptcy , which helps you develop a debt repayment plan.

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Need to Know About Debt Negotiation and Settlement?

Sawin & Shea

There are many intricacies that set Chapter 7 and Chapter 13 Bankruptcy apart. Chapter 7 Bankruptcy: A petition is filed in the Bankruptcy Court seeking a discharge of most types of debts. It can help if a person is not eligible for a Chapter 7 for whatever reason.

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Tips For Credit Card Debt Relief

Sawin & Shea

Typically, these programs enable you to pay off all of your credit card debt in full, but through a single reduced rate payment. Debt management programs are run by credit counseling agencies that handle negotiations with your creditors to create new terms. Debt Settlement.