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Rebuilding Your Finances: Credit Cards After Bankruptcy | Credit Tips

Sawin & Shea

Rebuilding Your Credit After Bankruptcy Your bankruptcy will remain on your credit score for up to a decade. Those who declare Chapter 7 bankruptcy can expect it to remain on their report for 10 years after their filing date, and Chapter 13 will remain for seven years from your filing date.

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Cosigner Responsibilities: When Is a Cosigner Liable for a Debt?

Sawin & Shea

When a borrower applies for a loan or credit card, the lender will assess their creditworthiness by looking at their income, credit score, and debt-to-income ratio. The guarantor may be required to provide collateral or security to the lender to reduce the risk of the loan.