Banks Credit Bureau Original Creditor 
Credit Corp
SEPTEMBER 12, 2023
If you have a lot of inaccurate collection accounts on your report, you might need help from a credit repair firm like Lexington Law Firm. Credit repair companies know how to navigate credit bureau territory, and they can help consumers understand how to handle tricky situations.
Credit Corp
MAY 3, 2023
If you’ve got an error of your credit report, it’s up to you to find it, dispute it, and fix the error. Formally disputing an error involves writing a formal dispute letter to the creditor as well as the appropriate credit bureau reporting the inaccuracy. Tell the credit bureau what action you want them to take.
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Sawin & Shea
JUNE 9, 2021
Approximately one third of consumers with a credit bureau file were contacted by at least one creditor or debt collector each year, according to a CFPB (Consumer Financial Protection Bureau) survey. The FDCPA applies only to debt collectors (the third-party collection agencies), not to the original lender.
Credit Corp
MAY 3, 2023
This information appears on your credit report and can be particularly difficult to remove. Furnishers are banks, debt collectors, and others that report the information that shows up on your credit report. A clerical error or data issue with the furnisher can mean an error getting passed on to your credit report.
Better Credit Blog
APRIL 1, 2022
Especially in the current pandemic, COVID 19, medical bills, credit card bills, and other financial service bills may start to pile up. If you’re unable to pay your original creditor, your debt may pass to a debt recovery agency, earning a collection letter and possibly a stain on your credit report.
Better Credit Blog
APRIL 5, 2022
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to show only accurate information about your credit history. If you can find inaccurate information, the credit bureau will have to fix the information. Original Creditor Vs. Collection Agency. Atlantic Credit & Finance.
Credit Corp
JUNE 14, 2020
Suddenly, the debt reappears on your credit report, except now it’s a zombie debt. If the original creditor went to court and obtained a judgment against you for a debt, the zombie debt cycle can be more complicated. Remember that one of your rights is to an accurate credit report. Zombie Debts and Judgments.
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