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9th Cir. Reverses Trial Court Ruling in Favor of Defendant on FDCPA Claim Related to Bankruptcy

Collection Industry News

Court of Appeals for the Ninth Circuit recently reversed an award of summary judgment in favor of a defendant debt collector against claims that it violated the federal Fair Debt Collection Practices Act (FDCPA) by attempting to collect a debt that was discharged in bankruptcy and no longer owed. Wells Fargo Bank , N.A.,

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How To Remove Portfolio Recovery From Your Credit Report

Better Credit Blog

Having a debt collection company on your credit report could pull down your credit score by as much as 100 points — if you had excellent credit to begin with. Don’t give a debt collection agency your bank account numbers.). If you feel this way you should consider hiring a professional credit repair company.

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Can The CFPB Make Debt Collectors Reveal Their Attorney-Client Privileged Documents?

FDCPA Defense

The CFPB claims to have the right to obtain privileged documents from all “supervised institutions” as well as from any “service provider” (such as a law firm or collection agency) who performs material services for a supervised institution. The answer may depend on who you ask. Wrong again.

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How To Remove Credence Resource Management From Your Credit Report

Better Credit Blog

Credence collects for several major companies in the following industries: Healthcare. Most commonly, Credence collects for popular telecom providers of cable, satellite, and mobile services like AT&T and DirectTV. A third-party collection account on your credit report can knock a big hole in your credit history.