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Dealing with Debt Collectors

Debt Free Colorado

Bankruptcy may appear to be a scary process, but it does not have to be. You may be able to apply for one of many different types of bankruptcy, each of which accomplishes various aims, depending on your specific situation. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans.

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Does Debt Relief Hurt Your Credit?

Credit Corp

Key Takeaways: Credit utilization makes up 30% of your credit score. Having good credit can help you secure better loans. How Debt Relief Programs Affect Credit Your credit utilization rate makes up 30% (roughly one-third) of your overall credit score. Each debt relief option has its pros and cons.

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How to Use Alternative Data to Build Your Credit Report

Titan Consulting

As lenders acknowledge the need for alternative credit data, companies are finding innovative ways to track non-traditional payments without requiring consumers to borrow money or use a credit card. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.

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This Week In Credit Card News: Interest Rates Expected To Keep Rising; Credit Card Trends In 2023

Collection Industry News

UK Credit Card Borrowing Soars to Highest Monthly Level Since 2004 Credit card borrowing in the UK soared in November to its highest monthly level since 2004 amid mounting pressure on households from the cost of living crisis. The New York Times ] Consumers Are Placing Their Trust in Mobile Deposits.

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